The Sunday Times - Where to beat the banking giants

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Building societies and foreign firms are giving Britain’s high street banks a run for their money, as the latter continue to grapple with the after effects of the credit crunch.

Aaron Strutt at Trinity Financial said: “Some of the mutuals are coming out with niche products for first-time buyers — such as Bath building society’s Income Plus loan, which will take rental income into account. Nationwide will also offer a 95% mortgage to those who save at least £50 a month for six months into its Save to Buy deposit account.”

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