The Sunday Times - Should you use a mortgage broker? Here are the do’s and don’ts
The Sunday Times last year 90 per cent of first-time buyers used a broker, and 84 per cent of homeowners remortgaging. This is up from 54 and 45 per cent respectively in 2012, according to UK Finance, a banking industry representative.
Aaron Strutt from the broker Trinity Financial said: “With banks and building societies almost constantly lowering their rates, a good broker will ensure that you have the lender’s lowest deal before completion.”
Trinity Financial said it can tell customers about deals available to non-brokers but cannot submit applications for the deals on behalf of clients. A broker claiming to be considering the whole of the market but not looking at direct deals is obliged to make this clear.
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