The Sunday Times - Fight for your mortgage rights
Mortgage borrowers face the toughest lending conditions in a decade as dire figures released last week exposed a collapse in lending by high street banks.
The biggest lenders use credit scoring to assess mortgage applications. These can be affected by anomalies on your file. Aaron Strutt of Trinity Financial, the broker, said. “Recently moving house or job, for example, can have an impact. Missing a payment for a debt or mobile phone contract causes even bigger damage.” If you are likely to be affected, go to a broker who can find a lender that uses common sense, not just computers.
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