The Sun - BANK OF MUM AND DAD Little-known first-time buyer schemes to get help onto the property ladder from your family

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Leah Milner and Olivia Marshall at The Sun report The Bank of Mum and Dad is set for one of its busiest years. Parents, grandparents and other relatives will be helping more than 318,000 buyers onto the property ladder this year.


Lots of lenders now offer so-called “joint borrower, sole proprietor” mortgages.

This is where parents or other trusted helpers go on to the mortgage to help buyers pass affordability checks, without actually becoming property owners. It means that the bank can take into account the parents’ or helpers’ income as well when deciding how much to lend.

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