Residential rate of the week - June 27, 2025

One of the lowest mortgage rates

Trinity Financial has access to a residential 3.88% two-year fixed rate for mortgages between £5,000 and up to £2 million. 

For help securing a leading mortgage, call us on 020 7016 0790 or book a consultation.

• Residential rate - for property purchases 
• Initial rate - 3.88% - How much will it cost?
• Fixed until 30/09/2027
• Deposit - 40%
• Lender's standard variable rate - currently 6.24% 
• Arrangement fee - £899
• Early repayment charges - Yes

APRC

The APRC applicable on this loan is 6%. The actual rate available will depend on your circumstances. Please ask for a personalised mortgage illustration.

Mortgage available on an interest-only and capital repayment.

Representative example: A capital and interest mortgage of £500,000 payable over 30 years, initially on a 3.88% fixed rate for 30 September 2027 and then on a variable rate of 6.24% for the remaining 27 years, would require 26 monthly repayments of £2,352.62 followed by 334 monthly repayments of £3,032.81. The total amount repayable would be £1,075,256.66 made up of the loan amount, plus interest (££574,125.33) and £899 (product fee), £80 (final repayment charge), £35 (completion fee). The overall cost for comparison is 6% APRC representative.

Please note that we aim to update this page weekly. However, due to the increased number of fixed and tracker rate changes during turbulent financial times, this may not be possible.

The information contained within this article was correct at the time of publication but is subject to change.

Your home may be repossessed if you do not keep up repayments on your mortgage