More News
More News
Residential mortgages Buy-to-let mortgages Large mortgage loans Interest-only mortgages Professional mortgages Self-employed mortgages Private banks First-time buyers Remortgages Offset mortgages Bonus income mortgages Best buy mortgage rates Foreign income mortgage Equity release mortgages Older borrowers Large buy-to-let mortgages Bridging finance Life insurance and income protection policies Contractor mortgages Ex-pat mortgages Commercial mortgages Market-Matters Market Matters Archive Best-Buys Help to Buy Large loan remortgages Holiday let mortgages Help to Buy mortgage scheme Contractor mortgages Life assurance and protection Show all Show less
20180208_092956

Which lenders have the cheapest fixed rate mortgages?

Aaron Strutt Image

A range of banks and building societies have lowered their fixed rates and reintroduced higher loan-to-value products. Virgin Money is about to launch a 1.19% two-year fix for those with a 25% deposit and it has a £1,999 arrangement fee. Atom Bank and TSB are also back offering 10% deposit mortgages.

Aaron Strutt, product director at Trinity Financial, says: "It is great to see more of the banks and building societies lowering the price of their mortgages and re-introducing lower deposit deals.

"If you are planning to apply for a mortgage it is important to select a lender with reasonable processing times. Some of the lenders are extremely busy and they are struggling to get mortgages agreed as quickly as normal."

Call Trinity Financial on 020 7016 0790 to secure a mortgage or send an enquiry

Lender 

Rate 

Deposit

Revert rate

APRC

Fee 

Incentives 

Nationwide for Intermediaries  

3.49% 

two-year fix 

10%

3.59%

 3.7%

£999 

Houses/Bungalows only. No flats/maisonettes.

Maximum loan £500,000.

Barclays for Intermediaries

2.83% two-year fix 

15%

3.59%

 3.5%

£999   

£2,000,000 maximum loan size. 2% early repayment charges.  

Newcastle for Intermediaries 

1.89% two-year fix 

20%

4.49%

 5.1%

£999 

£1,000,000 maximum loan size.

Barclays for Intermediaries

1.57% two-year fix 

25%

3.59%

3.3%

£999

£2,000,000 maximum loan size.

Halifax for Intermediaries 

1.20% two-year fix 

40%

3.59%

3.3%

£1,499 

Remortgage rate. Minimum loan size is £250,000 and the maximum loan size £1 million.

 

 

 

 

 

 

Barclays for Intermediaries

1.92% three-year fix 

 25%

 3.59%

3.2%

£499

£2 million. Available to Premier customers (we can help you open an account, subject to minimum income requirements).

Halifax for Intermediaries

1.36% three-year fix 

40%

 3.59%

 3.1%

£999

£1 million. Purchase-only rate. Repayment or interest-only.

Halifax for Intermediaries

1.27% three-year fix 

40%

3.59%

3.1%

£1,499

Remortgage rate. £250,000 minimum loan size and £1 million maximum loan size. Repayment or interest-only.

 

 

 

 

 

 

Apply for a best buy mortgage.

Platform 

3.79% five-year fix

10%

4.34%

4.3%

£999

£500,000 maximum loan size. Purchase and remortgage rate.

Nationwide for Intermediaries

3.54% five-year fix 

10%

3.59%

 3.7%

£999 

Not available to the self-employed.

Houses/Bungalows only. No flats/maisonettes.

Maximum loan £500,000.

Barclays for Intermediaries

1.70% five-year fix 

25%

3.59% 

2.9% 

£999

Purchase and remortgage rate. Maximum loan size is £2 million.

NatWest for Intermediaries

1.41% five-year fix

40%

3.59% 

 2.8%

£995

£25,000 minimum loan size, £10-million maximum loan. 

 

 

 

 

 

 

Apply for a best buy mortgage.

Barclays for Intermediaries 

1.62% seven-year fix

40%

3.59%

2.6%

£499

£2 million maximum loan size. 5% early repayment charge for the full term.

Barclays for Intermediaries

1.99% ten-year fix

40%

3.59%

2.6%

£999

High early repayment charges for ten-years. £1 million maximum loan size.

Source: twenty7tec.com and lender websites

Call Trinity Financial on 020 7016 0790 to secure a mortgage or send an enquiry

As seen in
sunday times telegraph financial times bbc news the express the times
Get Started

Get started today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Talk to an Expert