Trinity in the The Times - ‘Game-changer’ for mortgage market as banks loosen lending limits
Quick Summary
Trinity in The Times commenting on the rise in the number of mortgage lenders offering up to six times salary mortgages.
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Trinity Financial's Aaron Strutt was quoted in The Times page two story on Saturday, 31st January 2026. The article highlights the rise in the number of mortgage lenders offering up to six times salary mortgages.
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NatWest became the latest big bank to increase how much it would lend borrowers, with single applicants earning more than £75,000 and joint applicants on more than £100,000 able to borrow at more than six times their salary, at up to 75 per cent loan-to-value, up from 5.5 times before.
Aaron Strutt from Trinity Financial, told The Times: “When the larger lenders start offering higher income multiples, it puts pressure on the remaining lenders which are not offering such large income stretches to do the same. There is no point in going to a lender offering a super cheap rate if it will not offer a sufficiently large mortgage to get the property you want to buy.
“All of these income multiple changes really are a game-changer for the mortgage market and those keen to get on the property ladder.”
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