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Banks and building societies still offering sub-1.25% fixed rate mortgages

Aaron Strutt Image

Mortgage lenders are still providing great rates for many borrowers purchasing a property or remortgaging.

A selection of lenders offer sub-1.25% two-year fixes for property purchase and remortgages, while at least seven lenders have sub-1.5% five-year fixes.  

HSBC for Intermediaries has many of the most competitively priced mortgages across the market and a range of fixed and tracker rates. The bank’s lowest rate is as low as 1.19% and it is fixed until 30 September 2022. The mortgage has a £999 arrangement fee and applicants will need a 40% deposit to qualify. After the fixed-rate, the mortgage reverts to the lender’s 3.54% standard variable rate and the APRC is 3.2%. 

Aaron Strutt, product director at Trinity Financial, says: "We are getting lots of enquries from people looking to purchase new homes or investment properties, and also many homeowners planning to remortgage.

"The lenders still have a strong appetite to provide mortgages even with many of their staff working from home and we are being told that rates could get even cheaper over the coming months."

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation

As seen in
sunday times telegraph financial times bbc news the express the times
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