skip to main content
Request a call back

Leave your contact details and one of our expert advisers will call you back shortly.

You can also complete our mortgage questionnaire for a more accurate initial response.

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Menu

Million-pound mortgages & million-pound calculator

Trinity Financial's specialist large loan brokers have access to £1 million+ mortgage rates available from 0.95% with £1,499 arrangement fees.

Make an enquiry

How much will your £1 million+ mortgage cost?

Use our million-pound mortgage calculators to work how much your high net worth mortgage will cost and how much you can borrow.

Trinity Financial has access to a wide range of high street lenders and private banks offering their cheapest rates to wealthier clients looking for 1,000,000 pound mortgages and 2,000,000 pound mortgages.

Many of the million pound+ mortgages we arrange are on an interest-only basis to ensure our clients minimise their monthly costs. Our brokers have access to a wide range of two, three, five and ten-year fixes, plus variable rates and offset mortgages.

Calculator

  1. pounds
  2. %
  3. years

Results

  1. per month
  2. per month

    Would you like the mortgage on full interest-only or 50% interest-only and the remainder on capital repayment? Call our experts on 020 7016 0790 to find out how your mortgage can be structured to minimise your repayments.

£1 million+ Best Buy Mortgages

Trinity Financial's brokers have access to exclusive large loan teams at the leading high street lenders and dedicated contacts at the best private banks. They can get bespoke mortgages agreed at best buy rates with low setup fees and free property valuations.

Last updated 03 June 2021.

Lender
Rate
Type
Period
Reversion Rate
APRC
Deposit
Fee
More info
Platform for Intermediaries
Rate
0.95%
Type
Fixed
Period
31-Aug-2023
Reversion Rate
4.34%
APRC
3.9%
Deposit
40%
Fee
£1,499

Maximum loan size £2 million. Available for Purchase & Remortgages. Book a mortgage consultation.

Halifax for Intermediaires
Rate
1.17%
Type
Fixed
Period
30-Sept-2023
Reversion Rate
3.59%
APRC
3.4%
Deposit
40%
Fee
£1,499

Super-cheap rate available for mortgages between £1 million and £5 million. Fast mortgage offers. No assets under management. Book a mortgage consultation.

Santander
Rate
1.05%
Type
Fixed
Period
2-Sept-2023
Reversion Rate
4.34%
APRC
3.1%
Deposit
30%
Fee
£1,249

£350,000 minimum loan size and £1.5 million maximum loan size. Available for remortgages but property purchase rate is 1.08%. Book a mortgage consultation.

Barclays for Intermediaries
Rate
1.27%
Type
Fixed
Period
31-Aug-2026
Reversion Rate
3.59%
APRC
3.7%
Deposit
40%
Fee
£1,999

Minimum loan size is £2 million and the maximum loan size £10 million. Available for remortgages but the purchase rate is even cheaper. Book a mortgage consultation.

Scottish Widows Bank for Intermediaries
Rate
1.65%
Type
Fixed
Period
31-Aug-2023
Reversion Rate
3.59%
APRC
4%
Deposit
40%
Fee
£1,499

Offset rate designed to help wealthier clients with cash in low interest-paying accounts to reduce the amount of interest they pay. For remortgages between £1,000,001 and £2 million. Book a mortgage consultation.

HSBC for Intermediaries
Rate
1.69%
Type
Tracker Rate
Period
24 months
Reversion Rate
3.54%
APRC
3.6%
Deposit
30%
Fee
£999

£3 million maximum loan size. Bank of England base rate tracker with no early repayment charges. Book a mortgage consultation.

 

How much can you borrow for £1 million+ mortgage?

Applicant One

  1. pounds
  2. pounds

Applicant Two

  1. pounds
  2. pounds
  1. You could borrow between

    to

    *subject to meeting the individual lender's criteria.

    • 4.5 x income - The amount most banks and building societies lend to clients.
    • 5 x income - The amount many of the more generous lenders allow clients to borrow.
    • 5.5 x income - The most generous amount a limited number of lenders provide to wealthier clients and professionals like doctors and lawyers.
Receive a bonus? Call us on 020 7016 0790. Some lenders take up to 100% of bonus income for wealthier clients.

Read our Google Reviews

At Trinity Financial we provide a quick, consistent and quality service ensuring that we always find the best mortgage to suit you. Read some of our Google Reviews to see why our customers come back to us again and again.

Google Reviews
Get in Touch

Get in touch

Need some advice today?

Book a Consultation Mortgage Questionnaire