Trinity Financial helps many first-time buyers to secure mortgages to get onto the property ladder.
Our expert mortgage advisers understand that buying your first property is sometimes a daunting step. It is also something that you want to proceed as smoothly as possible.
Trinity is happy to explain how the property buying process works and answer any questions you may have.
Suitable rate and mortgage lender
Trinity works out how much you can borrow and takes you through the steps needed to help you to qualify for a mortgage.
Our mortgage advisers explain the different types of mortgages on offer. Also, they offer advice on the possible benefits of arranging a longer mortgage term, raising a larger deposit, and the importance of choosing the best lender.
Many banks and building societies offer specific rates and special incentives to first time buyers, such as lower arrangement fees and free property valuations. Trinity can ensure that you can benefit from these offers.
Important factors to consider when choosing your first mortgage include:
- Deciding on the period of a fixed or tracker rate.
- How the size of your deposit greatly affects the interest rates offered, and
- A mortgage company's customer service track record.
All aspects of the mortgage lender's offer should be looked at, including the flexibility of their acceptance criteria and how they treat their customers.
Ensuring a fast mortgage offer
Don't let your chosen property slip away because of an avoidable delay in generating a mortgage offer. Trinity approaches mortgage lenders on your behalf which offer fast processing times to put you in the best buying position.
Call Trinity Financial on 020 7016 0790 to secure a first-time buyer mortgage.