Five-year fix mortgage secured for lawyer with offer accepted to buy first home
Trinity Financial's broker recently helped a lawyer who had found her first home. She called us to ask for help to secure a mortgage because she had a busy job and wanted her mortgage application managed for her.
What did our clients do for a living?
She was a lawyer working for a large firm in London.
Did they have a complex situation?
Our client was a first-time buyer who had found her ideal property and had an offer accepted.
Why did they need your help?
She wanted help finding the best rate and lenders, and an expert adviser to guide her throughout the mortgage and property-buying process.
Did you struggle to find a lender?
As she had a 15% deposit, she had a large selection of mortgage lenders available to her, especially as she had a good income and excellent credit score.
As she wanted the most competitively priced five-year fixed rate, we secured her mortgage with a large bank known for offering excellent mortgages quickly and efficiently.
Was the mortgage on interest-only or capital repayment?
Earned income over a 35-year term to lower the monthly costs. Our client wanted a mortgage with a 10% overpayment facility so she could make lump sum payments when she received her annual bonus.
Was the rate particularly good?
The rate was fixed for five years at just over 4% which suited her because she wanted longer-term payment security. This is slightly more expensive than the most competitive prices, but you need a larger deposit to qualify for these products.
Where did they get your details from?
She did a Google search after reading the Trinity mortgage blog and checking our reviews.
Lending solutions with Trinity Financial
Are you looking to buy a property and require expert advice? We’re here to help you find a solution – no matter how complex your circumstances. Our expert brokers have extensive experience providing creative solutions to secure mortgages for our clients.
Call Trinity Financial on 020 7016 0790 to secure a lawyer or first-time buyer mortgage or book a consultation
The information contained within was correct at the time of publication but is subject to change.
Your mortgage is secured on your property. Your property may be repossessed if you do not keep up repayments on your mortgage
Get started today
Speak to one of our mortgage experts. Book an appointment to come and see us or request one of our experts to call you.
