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The number of mortgage rates available to borrowers increased by 1.1% last week to a new post-lockdown high of 9,266.

Figures from mortgage technology firm Mortgage Brain show there are almost 25% more rates available than at the lowest point of the coronavirus crisis. Product availability remains down on the numbers seen before the pandemic, with last week’s figures still down by 36.9% on the nine-week average to 16th March.

Demand from residential buyers has now surpassed that seen before the lockdown, with home mover product searches being made on Mortgage Brain's rate sourcing system increasing and there are more landlords looking for rates.

Aaron Strutt, product director at Trinity Financial, says: "There are lots of mortgages to choose from at the moment and some great two and five-year fixes. First-time buyers will need a deposit of at least 10% to get a mortgage although most lenders want them to have a 15% deposit.

"The cheapest mortgages are available to borrowers when they have a 35% or 40% deposit, but they are not much more expensive if you have a 20% deposit."

Call Trinity Financial on 020 7016 0790 to secure a mortgage or send an enquiry

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