skip to main content
Request a call back

Leave your contact details and one of our expert advisers will call you back shortly.

You can also complete our mortgage questionnaire for a more accurate initial response.

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Menu
Archives

2021

2020

2019

2018

2017

2016

2015

2014

2013

2012

2011

2010

2009

show more show less

Trinity Financial has access to one large bank not currently reducing the maximum loan size it provides to borrowers with children. 

If an employed couple with a combined income of £100,000 and a 25% deposit were buying a property, and they had a limited amount of debt on credit cards or loans, the bank could lend up to £475,000. This loan size stays the same for those with two or even three children. 

Aaron Strutt, product director at Trinity Financial, says: “The lender is not currently factoring in the number of children applicants have unlike many of its competitors, although it will take childcare costs into consideration.  

“Mortgage lenders use affordability calculations to work out how much you can borrow and they regularly change the credit score and income qualification requirements.” 

If your bank is not providing a large enough mortgage because of your children or outgoings, there may be an option available to you through one of the lender's competitors or a specialist provider.

Call Trinty Financial on 020 7016 0790 to secure a more generous mortgage or book a consultation  e

Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Need some advice today?

Book a Consultation Mortgage Questionnaire
PageID1