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A vast number of residential and buy-to-let mortgages will be reverting onto expensive standard variable rates over the two months if borrowers do not act.

According to research firm CACI* there are £46 billion of mortgages coming to the end of their fixed or variable rates in September and October.

October is likely to be one of the biggest ever months for mortgage rates finishing with £24.1 billion worth of residential mortgages maturing, up from £15.9bn in June 2019.

Aaron Strutt, product director at Trinity Financial, "The banks and building societies are offering their cheapest ever mortgages and there is a huge choice of two, three and five-year fixes. There are also some great Bank of England tracker rates that will go down if the base rate is lowered.”

Figures from Barclays show there are still an estimated £100 billion+ mortgages with a pay rate above 3.75%. This equates to 1.34 million customers who could save money by remortgaging.**

*CACI data, May 2019 **Barclays, January 2019

Call Trinity Financial on 020 7016 0790 to secure a remortgage

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