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Trinity‘s brokers have access to market-leading bridging loan rates to help clients raise funds quickly.

Bridging loans have increased in popularity as buyers act to secure cheaper properties often when they cannot find a buyer for their homes. 

The most popular reasons for bridging loans include:

  • Chain breaks – the classic scenario – bridging loans enable the chain to continue if a buyer pulls out. The seller can proceed with the transaction and repay the loan when they sell their property.
  • Property refurbishment – bridging loans enable buyers to complete light and heavy refurbishments if a property is not habitable or suitable for mortgage purposes.
  • Developer exit – some developers do not sell their properties before the finance is due to be repaid – a bridging facility can clear potentially expensive development finance as well as release further cash to finish the build.
  • Auction purchases  – an ideal way to ensure that the 28-day deadline is achieved if a buyer has not applied for a mortgage.

What is the cheapest bridging rate?

Trinity Financial has access to non-regulated bridging loan rates starting from 0.48% per month rising to 0.75% per month.

Maximum 75% loan-to-value
Maximum 36-month term
2% arrangement fee added + £295 admin fee
Minimum loan £75,000 loan with a maximum of £15 million
First charges only

Trinity Financial lowest bridging loan rate starts from 0.48% per month up to 50% loan-to-value. There is a 2% completion fee, and it is available for loans between £75,000 and £15 million.

The rate increases up to 0.55% per month at 55% loan-to-value, or 0.59% per month up to 65% loan-to-value. It increases to 0.75% per month up to 75% loan-to-value.    

Call Trinity Financial on 020 7016 0790 to secure a fast bridging loan

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To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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