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It is still possible to secure some great fixed and tracker rate mortgages even though many of the lenders have scaled back their staff and reduced the number of products they are offering.  

More lenders have made changes to their products and acceptance criteria over the last week. NatWest capped all mortgage lending at 80% loan-to-value and Nationwide Building Societe paused lending over 75% loan-to-value. Halifax reintroduced fixed rates up to 80% loan-to-value while Skipton Building Society reinstated residential and buy-to-let mortgage up to 75% loan-to-value. 

Aaron Strutt, product director at Trinity Financial, says: “HSBC and Barclays still have a wide range of mortgages and Bank of Ireland can agree on purchase applications up to 85% loan-to-value. Santander made one of the biggest changes and capped all mortgage lending at £350,000. 

“Barclays for Intermediaries is still offering a sub-1% two-year tracker mortgage and Leeds Building Society and Halifax has some particularly low fixed rates.” 

Call Trinity Financial on 020 7016 0790 to secure a mortgage

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