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Accord Mortgages, the broker lending arm of the Yorkshire Building Society, is offering interest-only mortgages again after a four-year absence from the market.

The lender is providing interest-only up to 75% loan-to-value to those who could afford the mortgage on a capital repayment basis.

Accord will accept the sale of the property as a repayment vehicle when the amount borrowed does not exceed 50% loan-to-value, and there is a minimum £200,000 equity in the property. There is no minimum income requirement.

Aaron Strutt, product director at Trinity Financial, says: “More of the lenders are offering interest-only again and there is a wide range of qualification criteria.

“Some lenders require a minimum income while others use calculators to assess the borrowers plans to downsize when the mortgage term finishes.”

Yorkshire Building Society pulled out of the interest-only market across all of its brands on the same day as HSBC in March 2013.

Call Trinity Financial on 020 7016 0790 to secure an interest-only mortgage

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