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Trinity Financial still has access to the Kent Reliance Building Society''s 85% loan to value buy-to-let mortgages.

The lender, owned by OneSavings Bank,  is offering a two-year fixed rate at 4.99% and a two-year discounted rate at 4.89%.

After the fixed and discounted rate period, both mortgage rates increase to the Kent Reliance’s standard variable rate, which is currently 6.58%.

Both mortgages have 2.5% arrangement fees and the discounted rate does not have an early repayment charge. This allows borrowers to repay the mortgage at any time without charge.

The monthly rental income must cover 125% of the interest-only mortgage payment and the maximum loan size is £350,000 - although the lender may lend up to £1 million.

Aaron Strutt, a broker at Trinity Financial, says: “Kent Reliance is one of the only lenders offering buy-to-let mortgages if you have a 15% deposit. They also lend to limited companies purchasing buy-to-let properties.”

If you would like help to secure a buy to let mortgage call us on 020 7016 0790.

October 15, 2013

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