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The Telegraph - Homeowners have days to grab ‘lowest ever’ mortgage rate at 0.74pc

Aaron Strutt Image

Homeowners have days to take advantage of some of the lowest interest rates ever seen in the mortgage market.

HSBC is currently offering a two-year tracker loan which charges 0.64% above the Bank Rate of 0.1%. Industry experts said this 0.74 deal was the lowest ever interest rate available for new mortgage business.

Aaron Strutt of Trinity Financial, a mortgage broker, said he expected this loan would be withdrawn from sale early next week. He told The Telegraph: “You have a matter of days to get this rate.” 

He said recent weeks had demonstrated the value in taking out a tracker mortgage. “About 95% of mortgages are on a fixed-rate basis, but if you’d taken out a tracker a couple of months ago your rate would have effectively halved.”

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