The Sun - POUND STRETCHER How to 2027-proof your finances NOW to be £1,000s better off… from the ‘6-1 shopping hack’ to mortgage fix trick

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IF you’re worried about what state your wallet will be in next year, now is the time to 2027-proof your finances. It’s already shaping up to be a money rollercoaster of a year, with FOUR interest rate hikes predicted and tax changes looming. Here’s what’s in store for next year and what you can do NOW to be £1,000s better off.

Approximately 2.3million people are set to come off their fixed-rate mortgages next year, according to UK Finance. Aaron Strutt, mortgage broker at Trinity Financial, said: “The hope is that the best rates will be around 4.5% by mid next year but with multiple Bank of England base rate rises expected it wouldn’t be a surprise if they were closer to 5% or higher as they are at the moment.”

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