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Mortgage Strategy - Are homebuyer schemes out of step?

Aaron Strutt Image

HomeBuy, FirstBuy, Help to Buy, First Homes. The past couple of decades have seen numerous government-backed homebuying assistance schemes come and go.

Trinity Financial product and communications director Aaron Strutt says most FTBs are grateful to the assistance schemes because they know how hard it is to get on the property ladder these days.

“Thankfully, we are now in a position where lenders are offering competitively priced, low-deposit mortgages and it feels like we have moved on from some of these schemes,” says Strutt.

“There are more income-stretch deals and lower deposit rates to give FTBs that extra bit of help to secure a large enough mortgage.”

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