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Financial Times - Top 10 lender launches 95 per cent mortgage

Aaron Strutt Image

Life is returning to the 95 per cent mortgage market after Yorkshire Building Society declared it was relaunching the loans, the first top 10 lender to do so since the chancellor’s Budget announcement of a government-backed mortgage guarantee scheme. 

Aaron Strutt, product director at mortgage broker Trinity Financial, told the Financial Times the low-deposit mortgage was welcome but the rates were high compared with others on the market. “There is nearly a 3 percentage point gap between the cheapest two-year fix and this 5 per cent deposit deal. Borrowers are going to pay a premium to access the lowest deposit rates.” 

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sunday times telegraph financial times bbc news the express the times
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