Financial Times - More borrowers seek offset mortgages in wake of pandemic
Demand for offset mortgages, which allow borrowers to cut monthly interest payments by linking to a bank account with the lender, has surged over the past year as many homeowners look to make the most of savings hoarded during lockdown.
Aaron Strutt, product director at broker Trinity Financial, said the company had arranged a large offset mortgage recently for a financial trader via a private bank. “She wanted to have access to cash to become a partner in the company she was working for,” he said.
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