Daily Mail - Clean up your credit rating - as banks become even pickier about choosing their customers
Borrowers are being warned to clean up their credit file as banks become even pickier about choosing their customers.
Credit files are used by banks to produce a customer’s ‘credit score,’ which determines whether or not they should be lent money.
Aaron Strutt, of broker Trinity Financial, says: ‘Most banks are not willing to offer mortgages to borrowers with a missed payment. Even late payments will be highlighted on your credit file and will count against you.’
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