BBC News - The change that may help you get a mortgage as a first-time buyer

If you're working towards buying your first home you might feel like everything is stacked against you - but recent changes could help you get a mortgage. It hard to save for a deposit when the cost of living is so high, the average house price is nearly £300,000, external and interest rates on new mortgages are rising.

The idea of taking a big income stretch is not going to be for everyone, says Aaron Strutt, of broker Trinity Financial told the BBC. "But it is tempting for many because it gives them the option to get out of renting or living with parents," he adds.

"Ideally you need to have a cash buffer or a plan in case something happens financially," says Strutt.

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