skip to main content
Winkworth Header Image

Expert Knowledge & Professional Service

At Trinity Financial we provide a quick, consistent and quality service ensuring that we always find the best mortgage to suit you.

If you purchase a property between 1 July 2021 and 30 September 2021, you will only start to pay Stamp Duty Land Tax on the amount above £250,000 (for FTBs it’s £300,000).
Image for Winkworth page

Residential Mortgages

Trinity has a wealth of experience in arranging finance for both property purchases and re-mortgages.We have access to over 40 of the leading mortgage lenders and, also, the mortgages being offered by smaller building societies and the best private banks.

Buy-to-let Mortgages

Buy-to-let property investments can offer regular rental income or even act as an alternative to a pension annuity. Trinity has access to lenders providing impressive rates and generous rental calculations enabling them to offer more generous loan sizes. 

We also offer:

  • First-time buyer mortgages
  • Mortgages over £500,000
  • Interest-only mortgages
  • Mortgages for Professionals
  • Second home and holiday let mortgages
  • Buy-to-let portfolio reviews
  • Investment banker mortgages
  • Private bank mortgages
Get Started

Get started with us today

Speak to one of our mortgage experts. Either book an appointment to come and see us, or request one of our experts to call you.

Book a Consultation Mortgage Questionnaire
Mortgage News, Press & Case Studies
Mortgage News
Press Commentary
Case Studies

Metro Bank increases maximum loan size to £675,000 for borrowers with 5% and 10% deposits

22nd Jul 2021 • By Aaron Strutt

Metro Bank for Intermediaries has increased the maximum loan size on its low deposit mortgages and improved the pricing on its fixed rates.

The lender has raised the cap on its loan size for its 5% deposit mortgages from £570,000 to £675,000, bringing it into line with the firm’s 10% deposit mortgages. 

Metro Bank’s new rates, which come to market today, start at just under 3% if you have a 10% deposit, rising to 3.2% with a five-year fix.

The lender offers Professionals like doctors and lawyers up to 5.5 times salary mortgages, providing they have a 10% deposit, although the rates are marginally more expensive. For 5% deposit deals, the cheapest rate is just under 3.5%. All products have a £999 arrangement fee.   

Aaron Strutt, product director at Trinity Financial, says: “If you have a smaller deposit, many of the lenders will cap the loan size to £500,000, although there are some exceptions. Accord Mortgages has a maximum loan size of £600,000 if you have a 5% deposit and Bank of Ireland Bespoke has a £1.5 million limit.  

“Our brokers have access to a great private bank offer £1 million+ mortgages if you have a 10% and earn over £300,000 and Kent Reliance for Intermediaries may also lend up to £2.5 million with a 10% deposit." 

Call Trinity Financial on 020 7267 9399 to secure a low deposit mortgage or book a consultation 

Nationwide offering two, three and five-year fixed rate mortgages below 1%

21st Jul 2021 • By Aaron Strutt

Nationwide Building Society has launched a selection of the cheapest ever mortgages. 

The lender offers the first-ever sub-1% five-year fixed rate and two- and three-year fixes priced just over 0.90%.  

Trinity Financial's brokers have access to Nationwide’s new products through the lender's intermediaries arm, and they are available for mortgages between £275,000 and £1 million.

The super-cheap fixes have £1,499 arrangement fees, and they are available to borrowers looking to move home or remortgage. They are available to borrowers with a 40% deposit.

Nationwide's rate 

Type and period

Deposit 

Reversion rate 

APRC 

Fee 

0.91% 

Fixed for two-years 

40% 

3.59% 

 3.2%

£1,499 

0.94% 

Fixed for three-years 

40% 

3.59% 

 3.2%

£1,499 

0.99% 

Fixed for five-years 

40% 

3.59% 

 2.7%

£1,499 

 

Aaron Strutt, product director at Trinity Financial, says: “Mortgage lenders have been lowering their rates for years, and we are now at the point where there is a selection of sub-1% deals to choose from. Even if applicants do not quite have a 40% deposit, the rates are not much more expensive.

"If you would like to minimise your monthly costs, it is possible to access Nationwide's new deals on interest-only providing you meet the acceptance criteria. Borrowers will need to earn at least £75,000 for sole applications, rising to £100,000 for joint mortgages."

Call Trinity Financial on 020 7267 9399 to secure one of the cheapest ever rates or book a consultation  

2021 mortgage lending predicted to hit 14-year high of £285bn

20th Jul 2021 • By Aaron Strutt

Gross mortgage lending is expected to reach £285 billion this year, according to revised figures from IMLA (Intermediary Mortgage Lenders Association).  

During the first five months of 2021, lending for house purchases was not only 87% above the same period the previous year but 51% above the same period in 2019. And while remortgage activity has been weaker, the number of product transfers where borrowers switch deals with their lender often without properly assessing the market has risen to record levels. IMLA’s latest report suggests £285 billion will be lent - the highest level of mortgage lending since 2007.   

Kate Davies, executive director of IMLA, commented: “Our findings forecast that 2021 will see the highest level of mortgage lending since 2007 and, with a combination of Government support helping to underpin new purchases and a bumper year for mortgage product maturities, we expect this high demand to continue.” 

Source: Intermediary Mortgage Lenders Association

Call Trinity Financial on 020 7267 9399 to secure one of the cheapest ever rates or book a consultation  

10% deposit mortgages getting cheaper as Trinity secures access to Barclays exclusive 2.25% rate

13th Jul 2021 • By Aaron Strutt

Mortgage lenders are reducing the price of their lower deposit mortgage rates as they target first-time buyers following the end of the stamp duty holiday.
 

Trinity Financial has secured access to Barclays for Intermediaries exclusive 10% deposit mortgage. The bank is offering a 2.25% rate which is fixed until 31/08/2023 and it has a £299 arrangement fee. It has a maximum loan size of £570,000 and low early repayment changes. 

Aaron Strutt, product director at Trinity Financial, says: "It is not just the mortgages available to borrowers with the largest deposits that are getting better, the low deposit mortgages are improving and they are significantly more attractive than they were a year ago. 

After the fixed period the 2.25% mortgage reverts to Barclays 3.59% standard variable rate and the overall cost for comparison is 3.2%. 

Call Trinity Financial on 020 7267 9399 to secure a best buy mortgage or book a mortgage consultation 

HSBC reduces best buy two-year fix to 0.94%

10th Jul 2021 • By Aaron Strutt

HSBC for Intermediaries has lowered the price of its already incredibly cheap two-year fixed-rate mortgages again.

Last week the bank reduced its 0.99% rate to 0.94% as it looks to maintain its lending volumes now the stamp duty holiday has finished.

The 0.94% mortgage is fixed until 31.08.23 and it has a £999 arrangement fee. Applicants will need a 40% deposit to qualify and there is a maximum loan size of £5,000,000. The mortgage is also available on interest-only providing you meet the lender's minimum income requirements.

Aaron Strutt, product director at Trinity Financial, says: "If you are purchasing a property or remortgaging, many borrowers still wonder if it is a good idea to take a two or five-year deal. This really depends on your long term plans and whether you plan to move again in the near future. 

"The gap between the cheapest two and five-year fixes is still falling and HSBC's lowest five-year fix is as low as 1.09%. It will probably get better over the coming weeks."

After the fixed period the 0.94% mortgage reverts to HSBC's 3.54% standard variable rate and the overall cost for comparison is 3.2%. 

Call Trinity Financial on 020 7267 9399 to secure a best buy mortgage or book a mortgage consultation 

Halifax updates contractor mortgage policy to align with IR35 rules

7th Jul 2021 • By Aaron Strutt

Halifax has adjusted its mortgage affordability and income criteria for contractors who work on an employed basis to reflect changes to government tax legislation under IR35. 

As part of the changes, the bank is asking additional questions regarding mortgage affordability when verifying income for contractors on an employed basis. 

Where an applicants income comes from a contract and they are not employed permanently, they are classed as a contractor. This will include individuals who are self-employed and pay their own tax, those who are employed via an umbrella company who deduct their tax and people who are essentially employed but on a fixed / short term contract, e.g. 12 months. 

Contractors can be treated as self-employed or employed for income verification purposes, and the following is not changing: 

Self-employed 

Halifax will treat borrowers as self-employed if

  • They pay their own tax or if they have more than one contract.  
  • They have set up a limited company and employs other contractors.
  • Tax is paid by the company they work for. 

Additionally, to be treated as employed, the customer must have either have 12 months or more continuous employment, with six months of the contract remaining or two years continuous service (for the last two years as at the date of application) in the same type of employment. 

The bank is treating a contractor as employed for income verification if they pay their own tax, or it is deducted by an umbrella company (including IR35) and earn more than £500 a day or £75,000 a year. 

Have there been changes to Members of Construction Industry (CIS)?

The latest three months payslips and corresponding bank statements must be used to evidence income and an average used. The average amount is then to be used to calculate the income based on a 46 week year, for example multiply the average monthly figure using the latest three payslips x 12, divide by 52 weeks and multiply by 46. 

Call Trinity Financial on 020 7267 9399 to secure a contractor mortgage or book a consultation

The Sunday Times - Nationwide offering five-year mortgages at below 1%

25th Jul 2021 • By Aaron Strutt

Britain’s biggest building society has joined in the competition for borrowers by offering not one but two of the cheapest fixed-rate deals in history.

Nationwide will charge 0.99 per cent for a five-year fixed-rate deal, the first fix of this duration below 1 per cent. It costs £1,499, is available to home movers and remortgagers, and requires 40 per cent equity.

Aaron Strutt, director at the mortgage broker Trinity Financial, described the deals as “amazing”. He said: “There is a good choice of lenders offering sub-1 per cent rates. Most are available interest-only and borrowers can extend the mortgage term.”

Click here to view the full story £

FTAdviser - First sub-1% five-year mortgage launches

21st Jul 2021 • By Aaron Strutt

Nationwide Building Society has become the first lender in British history to offer a sub-1 per cent rate on a five-year fixed rate mortgage. 

“The mortgage market has officially gone crazy,” Aaron Strutt, product and communications director at Trinity Financial, told FTAdviser.

“It wasn’t that long ago that a five-year fix at 5 per cent, or just below, was good value. It’s a sign of the times and how cheap access to funding for lenders is, that they can offer such cheap rates.”

“It doesn’t seem like there will be too many changes. For years, people said rates would go up. The pandemic happened - rates went up a little - but now they’re on a downwards spiral.

“I had a bet with my colleague years ago that we’d one day see sub-1 per cent rates, but he didn’t think it would happen.”

Click here to view the full story 

Financial Times - Nationwide launches cheapest five-year fixed rate mortgage on record

20th Jul 2021 • By Aaron Strutt

Nationwide Building Society has turned up the temperature on the mortgage rate wars by launching the UK’s lowest ever five-year fixed rate home loan, with an interest rate of 0.99 per cent. 

Aaron Strutt, product director at mortgage broker Trinity Financial, told the Financial Times lenders had access to funding at such low costs that they were still able to offer record low rates and continue to make money. 

“Many borrowers have the choice of sub-1 per cent two, three and five-year fixes. With so many lenders offering interest-only with rates around 1 per cent there are some very cheap options.” Rates were likely to get even cheaper, he added.

Click here to view the full story £

 

The Telegraph - Property buyers have just 28 days to secure a mortgage

11th Jun 2021 • By Aaron Strutt

The Telegraph reports property buyers have been left with just 28 days to secure their preferred mortgage after the average shelf life of a deal dropped to less than a month. 

Banks and building societies have regained confidence in the country's economy and this has caused the number of mortgage deals available to rebound. Prospective borrowers can now choose from more than 4,240 loans, up from 2,810 in June last year, according to industry analyst Moneyfacts. 

Aaron Strutt, at Trinity Financial, told The Telegraph:  "Many of the mortgage rates are not available for as long as normal because the prices keep coming down. Some of the biggest lenders are improving their best deals a couple of times a week. As soon as one large bank makes a price cut, the others are not normally far behind." 

Click here to view the full story £ 

The Sunday Times - Why now is the time for you to remortgage

6th Jun 2021 • By Aaron Strutt

Kate Palmer of The Sunday Times says homeowners stuck on expensive mortgage deals or hoping to borrow money for improvements can capitalise on a housing market boom that has pushed down rates.

Consider taking an offset

Offset mortgages are a way for homeowners to make any money they have saved during the pandemic work for them by reducing their loan costs. They allow you to reduce the amount of your loan that you pay interest on by putting your savings into a linked account. It pays no interest but any money in there is offset against your borrowing.

Aaron Strutt of Trinity Financial told The Sunday Times: “There has rarely been a better time to take offset mortgages, especially with savings rates being so low. Since the pandemic started savers have put billions away but many could have made their money work harder.”

Click here to read the full story £

The Times - New mortgage deal at less than 1%

30th May 2021 • By Aaron Strutt

Fixed rate mortgages are to hit a new low with the launch of a 0.95 per cent two-year fix. The deal from Platform, the broker-only subsidiary of the Co-operative Bank, will be available to borrowers with 40 per cent deposit or equity and has a £1,499 fee.

Aaron Strutt from the mortgage broker Trinity Financial said: “It really is a sign that lenders are squeezing their margins as much as possible to gain market share.”

Larger mortgage loans are cheaper too

Banks and building societies are offering high-earning buyers “mega-loans” at rock-bottom interest rates as they try to cash in on the booming property market.

Last year 4,454 mortgages worth £1 million or more were approved, according to the industry body UK Finance — up 15 per cent from 3,884 in 2019.

Aaron Strutt from the mortgage broker Trinity Financial told The Times: “There was a time when lenders capped their maximum loans at £1 million, but those days are long gone. The biggest banks and even the smallest building societies are targeting wealthier borrowers with super-cheap rates on large loans and low set-up fees.”

Click here to view the full story £ 

£750,000 mortgage for company directors buying 40 acre property with stables

20th Jul 2021 • By Aaron Strutt

Key features:               

  • Large £1.1 million property with 40 acres and stables 
  • Directors relocating to Devon to spend more time working from home
  • Interest-only mortgage with 1.43% fixed rate 

Our clients   

Our clients asked for help to purchase a large house with 40 acres and stables in Devon.  

During lockdown the couple decided they wanted to spend more time away from their office and have more space for their horses. They wanted to keep their costs to a minimum and secure a competitively priced rate. 

They came to Trinity Financial even though they had an existing broker to find a lender offering a good deal on properties with land.

How did we help?  

Trinity’s broker approached a selection of lenders offering mortgages to clients buying properties with land. While many of them did not want to lend on the house, although one of the bigger providers offering cheap rates accepted the application subject to its valuers comments.

After the valuer assessed the property, he was happy it provided suitable security for the bank and the land and stables were not going to be used for commercial purposes. This often includes being farmed or the stables rented out.  

The bank provided a very competitively priced five-year rate on an interest-only basis enabling them to keep monthly costs low until they had to repay the debt in 15 years. 

What was the rate?        

A 1.43% rate fixed until 31/03/2026, and after the fixed period, it reverted to the bank's 3.59% standard variable rate.

The overall cost for comparison is 2.8% APRC. The arrangement fee was £1,499, and early repayment charges applied.    

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

£600,000 mainly interest-only mortgage for banker commuting to Germany

15th Jul 2021 • By

Key features:               

  • Banker renting in Germany and returning to UK and family every two weeks  
  • £500,000 on interest-only and £100,000 on capital repayment 
  • British client paid in euros

Our clients   

Our client was a banker commuting to Germany every two weeks. He wanted to buy a new main residence for his wife and children to live in while he was renting and working overseas.  

He was paid in euros and needed a lender offering more generous income multiples without taking a “haircut” to safeguard against currency fluctuations. 

How did we help?  

Trinity’s broker approached a large bank keen to attract borrowers paid in euros with flexible criteria for overseas workers proving they come back to the UK regularly. The lender offered a five times income multiple without reducing the maximum loan size for borrowers paid in euros.  

What was the rate?      

A 1.01% rate fixed until 31/08/2023, and after the fixed period, it reverted to the banks 3.35% standard variable rate. The overall cost for comparison is 3.3% APRC. The arrangement fee was £1,495, and early repayment charges applied. The mortgage had a 20-year term.      

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

5.5 times salary mortgage for solicitor buying first home

10th Jul 2021 • By Aaron Strutt

Key features:               

  • £550,000 mortgage on 1.49% seven-year fix   
  • 5.5 times salary for client earning £90,000+ 
  • Solicitor with 25% deposit 
Our client asked for help to secure a more generous mortgage to buy a home in London. 
 
He had approached another large broker, and their adviser offered him a maximum income multiple of 4.75x times his salary. This was not generous enough and he needed more money. 
 
He was a qualified and practising solicitor buying his first property and keen to lock into a longer-term fix with a long mortgage term. 
 
How did our broker help?
 
As the client was a solicitor earning close to £100,000 there was a section of lenders willing to offer 5.5 times salary mortgages.
 
One bank in particularly was offering great seven-year fixes and income stretch mortgages. It also offered its existing banking customer cheaper arrangement fees and fast mortgage offers.
 
As he was 40 years old the bank provided him with a 30-year term.
 

What was the rate?         

A 1.49% rate fixed until 31/05/2028, and after the fixed period, it reverted to the banks 3.59% standard variable rate. The overall cost for comparison is 3.4% APRC. The arrangement fee was £749, and 5% early repayment charges applied.     

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

£1.1 million mortgage for clients with 15% deposit and large bonus due to be paid

1st Jun 2021 • By Aaron Strutt

Key features:               

  • £1.1 million interest-only mortgage with 15% deposit   
  • Canadian client with Spanish wife been in the UK for less than a year 
  • 2.69% two-year tracker rate with bullet repayments to reduce mortgage debt

Our clients   

Our clients asked for help to purchase a property in London. The main income earner was Canadian, and his wife was Spanish, and they had been in the UK for less than a year. 

They needed a lender to use the significant bonus income to meet the affordability rules, but it was not due to be paid for a few months. 

How did we help?  

Most lenders are not happy to take future bonus income into account, even if it is large. They want a track record of the client receiving the payments. 

After searching the market Trinity’s broker found two lenders willing to provide a mortgage. The first lender was happy with their financial situation but not the property they wanted to buy. The second lender quickly agreed to the mortgage and liked the property and its location. 

As the mortgage was on an interest-only basis, the private bank asked for bullet repayments to be made to reduce the outstanding balance. This was to co-inside with the quarterly bonus payment dates. 

What was the rate?          

A 2.69% tracker rate for two years, and after this period, it reverted to the banks 2.29% variable rate. The overall cost for comparison is 2.6% APRC. The arrangement fee was 1% of the loan amount, and early repayment charges apply. The mortgage had a 25-year term.         

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

£3 million interest-only mortgage for clients purchasing £4 million property in Notting Hill

25th May 2021 • By Aaron Strutt

Key features:              

  • £3 million mortgage on full interest-only 
  • 1.99% five-year fix with 10% overpayment facility 
  • £4 million property with 25% deposit 

Our clients  

Our clients asked for help to secure a £3 million mortgage on a £4 million property they had agreed to buy in Notting Hill. They were both bankers working in London and received large bonuses.  

How did we help? 

As they wanted the whole mortgage on interest-only and a cheap five-year fix, Trinity’s broker approached a large high street bank specifically targeting wealthier borrowers.

Once the clients had their offer accepted on the property and they provided the documentation, we submitted the application via the bank's £1 million+ mortgage dedicated mortgage broker desk.  

What was the rate?         

A 1.99% rate fixed until 02/07/2026, and after the fixed period, it reverted to the banks 3.35% standard variable rate. The overall cost for comparison is 3.4% APRC. The arrangement fee was £2,499, and early repayment charges applied. The mortgage had a 25-year term.        

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

£550,000 ‘helping hand’ mortgage using 5.5 times salary for first-time buyers

25th May 2021 • By Aaron Strutt

Key features:              

  • £550,000 5.5 times salary mortgage through large lender 
  • 1.54% five-year fix with £500 cash back
  • 10% deposit mortgage on full capital repayment 

Our clients  

Our first-time buyer clients had found a property they wanted to purchase, but they needed a lender to provide them with a more generous mortgage.

Their joint income was just below £100,000, and they were employed working as management consultants. They had a 10% deposit.

How did we help? 

As their joint income was just below £100,000 they did not qualify for two of the biggest lenders offering 5.5 times salary mortgages. Thankfully just after their offer was accepted, a large lender launched a helping hand mortgage to provide first-time buyers with larger income multiples but still with great rates.  

We suggested they took a 35-year mortgage term to lower their monthly repayments and advised they can shorten the term the next time they remortgage to reduce the amount of interest they pay over the long term.

What was the rate?         

A 1.54% rate fixed for five years, and after the fixed period, it reverted to the lenders 3.59% standard variable rate. The overall cost for comparison is 3% APRC. The arrangement fee was £1,499, and early repayment charges applied. The mortgage had a 35-year term. £500 cashback was paid on completion as a contribution towards costs.       

Call Trinity Financial on 020 7267 9399 to secure a mortgage or book a consultation 

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Our list of Mortgage Lenders

Trinity Financial works with a broad range of lenders across the UK.

We offer a comprehensive range of first charge mortgages from across the market. Details of our lender panels are outlined below:

  • Accord Mortgages
  • Aldermore Mortgages
  • Ahli United
  • Bank of Ireland UK
  • Bank of Ireland "Bespoke"
  • Barclays
  • Barclays Wealth
  • Bank of China
  • Bluestone Mortgages
  • BM Solutions
  • Buckingshire BS
  • Chorley BS
  • Clydesdale Bank
  • Coutts
  • Coventry / Godiva Mortgages
  • Darlington BS
  • Digital Mortgages by Atom Bank
  • Danske Bank
  • Fleet Mortgages
  • Family Building Society
  • First Trust
  • Foundation Home Loans
  • Furness BS
  • Halifax Intermediaries
  • Hanley Economic BS
  • Harpenden BS
  • Hinckley & Rugby BS
  • Hodge Lifetime
  • HSBC for Intermediaries
  • HSBC Private Bank
  • Interbay
  • Kensington
  • Kent Reliance BS
  • Leeds BS
  • Manchester BS
  • Mansfield BS
  • Market Harborough BS
  • Metro Bank
  • Nationwide For Intermediaries
  • NatWest Intermediary Solutions
  • Newbury BS
  • Newcastle Intermediary Services
  • The Nottingham
  • The Mortgage Works
  • TSB for Intermediaires
  • Paragon
  • Pepper Homeloans
  • Platform for Intermediaries
  • Precise Mortgages
  • Progressive BS
  • Principality BS
  • Santander For Intermediaries
  • Saffron BS
  • Scottish Widows Bank
  • Shawbrook Bank
  • Skipton Intermediaries
  • Skipton International
  • Teachers BS
  • The Mortgage Lender
  • The Mortgage Works
  • Tipton & Coseley BS
  • Together 
  • TSB Bank plc
  • Virgin Money for Intermediaries
  • The West Brom
  • Zephyr

Trinity Financial has access to a wide range of private banks providing £1million+ mortgages, including:

  • Arbuthnot Latham
  • Bank of Canada
  • Barclays
  • Butterfield
  • Coutts
  • EFG 
  • HSBC
  • Investec
  • Klienworth Hambros
  • Santander

Equity release lenders

  • Aviva
  • Canada Life
  • Hodge
  • Just 
  • Legal and General
  • LVE
  • more2life
  • OneFamily
  • Pure Retirement

Specialist partners 

  • Buildloan 
  • TBMC
  • IMPACT Specialist Finance
  • Lowry Capital
  • Affirmative

We do not currently have access to:

  • Chelsea BS
  • First Direct
  • M&S Bank
  • Yorkshire BS
  • Yorkshire Bank
  • RBS
  • Lloyds

Book a Consultation

Our expert brokers have a wealth of experience working with all types of clients, whether they live in the UK or internationally.

Navigating the mortgage market is now more complex than ever. However, Trinity simplifies the process and removes the stress out of arranging finance.

As part of our bespoke mortgage service:

  • Trinity makes securing a mortgage as smooth and straight forward as possible;
  • Trinity researches the best lender and mortgage rates;
  • Trinity explains the mortgage options available;
  • Trinity updates applicants on the progress of their mortgage application at each stage.

To find out more about our services and how we can help you to secure a mortgage, call us on 020 7016 0790, book a consultation using the form below or complete our mortgage questionnaireOur expert brokers will be happy to assist.

Get started today

At Trinity Financial we provide a quick, consistent and quality service ensuring that we always find the best mortgage to suit you.

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Mortgage Questionnaire

Personal Details

Applicant 1
Applicant 2
+ Add Applicant
Name *
Next Age or Date of Birth *
Current Address *
Copy all Addresses
Previous Address
2nd Previous Address
Best contact number *
Alternative contact number
Email *
Residential status *

Employment History

Applicant 1
Job Title or Sector
Job Type *

If Employed

Salary
Bonus
Commission
Overtime

If Self employed

Latest year net profit
2nd most recent net profit
3rd most recent net profit

If Contractor

Day rate
Latest year net profit
2nd most recent net profit
Applicant 2
Job title or Job type
 

If Employed

Salary
Bonus
Commission
Overtime

If Self employed

Latest year net profit
2nd most recent net profit
3rd most recent net profit

If Contractor

Day rate
Latest year net profit
2nd most recent net profit

Financial Commitments

Applicant 1
Applicant 2
Copy from Applicant 1
Monthly credit commitments *
Monthy transport costs *
Monthly utility costs *
General living costs *
Pension contributions *
Children
Please state your school or childcare fees, if applicable
Not applicable
Not applicable

Credit History

Credit History *

Mortgage Details

Applicant 1
Mortgage requirements *

Residential purchase

Purchase price
Deposit
Property URL

Residential remortgage

Property value
Mortgage balance
Existing mortgage lender
Current mortgage rate
Remaining term - Years
Remaining term - Months
Mortgage Type *

Buy-to-let purchase

Purchase price
Deposit
Approximate rental income
Property URL

Buy-to-let remortgage

Property value
Mortgage balance
Approximate rental income
Existing mortgage lender
Current mortgage rate
Remaining term - Years
Remaining term - Months
Mortgage Type *
Applicant 2
Mortgage requirements
 

Residential purchase

Purchase price
Deposit
Property URL (i.e. the website link from your estate agent website or Rightmove)

Residential remortgage

Property value
Mortgage balance
Existing mortgage lender
Current mortgage rate
Remaining term - Years
Remaining term - Months
Mortgage Type *

Buy-to-let purchase

Purchase price
Deposit
Approximate rental income
Property URL (i.e. the website link from your estate agent website or Rightmove)

Buy-to-let remortgage

Property value
Mortgage balance
Approximate rental income
Existing mortgage lender
Current mortgage rate
Remaining term - Years
Remaining term - Months
Mortgage Type

Other Services

Please select any products/services you may be interested in.

By selecting Solicitors or International Money Transfer you are permitting us to put you in touch with a third party company, who will contact you after our initial discussions. Life cover and Home Insurance services are typically managed internally.

Talk to one of our Expert Mortgage Advisers

Comments

Request a callback

Please specify a date and time or select "As soon as possible".

Date Time

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Tel: 020 7267 9399 | Email: WinkworthEnquiries@trinityfinancialgroup.co.uk