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Skipton for Intermediaries has improved its self-employed contractor mortgage proposition.

The lender is offering a generous policy assessing self-employed contractors using their daily contract rate x 5 x 48 weeks. 

To qualify clients will need a minimum of two years experience in the chosen profession and have a minimum of one year's contract history. They must also have a minimum income using the daily rate of £50,000 per annum.

Contractors will need to provide a CV to confirm two years’ experience, a copy of the previous contract(s) covering a minimum of one year and a copy of the current contract. They will also need the latest monthly business and personal bank statements.

Aaron Strutt, product director at Trinity Financial, says: “Over the last couple of years more of the lenders have started to target contractors because there are a reported 1.8m self-employed contractors working in the UK.

“Our brokers have access to a wide range of lenders offering contractor mortgages including Metro Bank, Clydesdale Bank, Virgin Money, NatWest and Halifax. Each lender will typically have different acceptance criteria.”

Call Trinity Financial on 020 7016 0790 to secure a contractor mortgage

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