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Key features:

  • £400,000 remortgages across two unencumbered properties  
  • Cash raised to put in child trust funds and pensions
  • Cheap buy-to-let mortgages on interest-only to minimise monthly costs

Our clients asked for help to remortgage two of their unencumbered properties to raise cash to invest in their child trust funds and pensions.  

They had been letting their properties for years and thought they could get a decent return through investing. As the properties were worth around £800,000 and the mortgage across the two properties would be £400,000, they still had lots of equity, and the rental income comfortably covered the mortgage payments.  

How did we help?        

Trinity's broker contacted a large bank offering outstanding two-year fixed-rate mortgages and a free property valuation and legal fees. The lender was happy to allow remortgages of properties with mortgages and for the funds to be used for investment purposes. The remortgage was arranged quickly, and the offer was produced within two weeks. 

What was the rate?           

A 1.40% rate fixed until 02/04/202, and after the fixed period it reverted to the banks 3.35% standard variable rate. The overall cost for comparison is 3.2% APRC. The arrangement fee was £1,499, and early repayment charges applied. The mortgage had a 25-year term.          

Call Trinity Financial on 020 7016 0790 to secure a mortgage or book a consultation 

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To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

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