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Paragon has extended its buy-to-let mortgage range to cater for landlords buying holiday lets and expats living and working overseas.

It is one of the largest lenders offering holiday let and expat mortgages and has a range of fixed rates with arrangement fees varying between £0 and 2% of the loan amount.

Mortgages for expat landlords are available up to 70% loan-to-value (ltv) with a maximum loan size of £750,000 and this increases up to £1 million at 65% ltv. Mortgages for holiday lets are available up to a 70% ltv for loan amounts up to a maximum of £500,000.

Aaron Strutt, product director at Trinity Financial, says: “Unlike many of the other lenders offering expat mortgages, Paragon does not require a minimum income to qualify. Applicants can also be employed or self-employed and they do not have to work for a multinational company.

“Landlords will need to have held a current UK passport and have held a UK bank account for at least three years and use a managing agent. Paragon’s holiday let mortgages can be assessed on Assured Shorthold Tenancy (AST) or proven, historic income for non-AST, short-term lets including holiday lets.”

Applications will be considered for expatriates must be residing in one of the following countries: Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Japan, Netherlands, Luxemburg, Malta, New Zealand, Norway, Poland, Portugal, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland and USA.

Call Trinity Financial on 020 7016 0790 to secure an expat or holiday let mortgage

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