Skipton Building Society has launched a range of seven and ten-year fixed rate mortgages available from 3.99%.
The building society says that they have been able to offer market leading mortgages because the cost of funding for long term fixes is now much more competitive.
For borrowers looking to protect themselves against future rate rises, the Skipton fixes are among the lowest that Trinity Financial has seen for quite some time.
The seven-year fix at 3.99% is very competitively priced and the mortgage is portable so you can take the rate with you if you move home. The ten-year fix is slightly more expensive at 4.49%.
To access these mortgages you will need to have at least 25% equity in your property. The arrangement fee is £995 and the lender provides a free property valuation and legal service when you remortgage.
Aaron Strutt, a broker at Trinity Financial, says: “If you would like to remortgage but you do not want to take such a long term fix, we have access to a two-year fix at 3.29% with a £999 arrangement fee - or a five-year fix at 3.89% with a £549 arrangement fee. Both mortgages have a free remortgage service to minimise costs.â€
July 12, 2012
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