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Mortgage lenders made 28,524 changes to lending criteria in the first half of 2019, according to the data company Knowledge Bank.

Banks and building societies typically list their acceptance criteria guides on their websites, but there has been a push to make the process more streamlined and centrally available.

Aaron Strutt, product director at Trinity Financial, says: “We use an internal matrix to ensure we can help clients with complex financial situations. It highlights suitable lenders for 100's of different types of mortgages, including larger loans, the self-employed and applicants looking for more generous income multiples.”

Over the last six months, many of the lenders have eased their acceptance criteria to make it easier to qualify for a mortgage. They are trying to boost their lending volumes and attract customers from their competitors.

Trinity Financial also uses the Knowledge Bank website to help source mortgages for our clients. The firm has 91,000 pieces of criteria from over 200 lenders.

Call Trinity Financial on 020 7016 0790 to secure a mortgage

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