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There has been a rise in the number of lenders accepting applications from clients paid in a foreign income to qualify for UK mortgages.

Trinity Financial has access to at least 15 banks and building societies accepting foreign income often at best-buy rates. A few years ago these mortgages were almost limited to the private banks and a few building societies. 

While many of the major lenders do not accept foreign income some of the biggest banks have made a push to target these borrowers. They know clients are often well paid, working for larger companies and generally a safe bet.

Many of the clients we help work overseas and purchase properties in the UK for their families to live in while others commute to foreign countries. Other clients are paid in US Dollars or Euros but work in the UK for multi-national companies.

Acceptable income lists

Trinity Financial has access to one bank offering mortgages at best buy rates in a wide range of currencies including Euro’s, Australian Dollar, Bulgarian Lev, Canadian Dollar, Australian Dollar, Bulgarian Lev, Canadian Dollar, Croatian Kuna, Czech Koruna, Danish Krone, Hungarian Forint, Japanese Yen.

They will also accept the New Zealand Dollar, Norwegian Krone, Polish Zloty, Romanian Leu, Singapore Dollar, Swedish Krona, Swiss Franc and United States Dollar.

Comment

Aaron Strutt, product director at Trinity Financial, says: “We have recently helped clients to secure foreign income mortgages on super-cheap rates when they have been told by other brokers that they will need to go to a small building society. They also nearly paid very expensive broker fees.

“There is so much competition in the market now and the lenders are doing everything possible to get mortgages through.”

Call Trinity Financial on 020 7016 0790 to secure a foreign income mortgage

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