More fixed rates available for those seeking a mortgage

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There are more fixed rate residential mortgage products available now than at any other time since 2007 when data started being recorded. This is according to the latest Moneyfacts UK Mortgage Trends Treasury Report.

If you are looking to purchase a home or planning to remortgage, there is an increased choice of fixed rate products across a range of tiers from 60% LTV up to a maximum of 95% LTV (February 2009 versus February 2019).

Compared with this time last year, the total number of residential mortgages available has risen by 644, from 4,570 to 5,214.

Data from Defaqto also shows mortgage rates at 95% LTV are still improving despite interest rates increasing overall. A year ago, the average two-year fixed rate mortgage was 3.98% and today it is 3.46%.

Call Trinity Financial on 020 7016 0790 to secure a fixed rate mortgage

Source: Moneyfacts and Defaqto  

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