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Low deposit first-time buyer mortgage rates have improved over the last month.   

According to data from the latest Moneyfacts UK Mortgage Trends Treasury Report, the average 95% loan-to-value rate has fallen by 0.09% in the last month, down from 3.63% to 3.54%.

Figures show there are 304 mortgages available to those with a 5% deposit, up from 217 a year ago. There is also 656 mortgages at 90% loan-to-value.

Darren Cook, from data firm Moneyfacts.co.uk, said: "It is encouraging to see that potential new homeowners now have a greater number of mortgage options available at the higher loan-to-value tiers, as well as lower initial interest rates."

Call Trinity Financial on 020 7016 0790 to secure a low deposit mortgage

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