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Kent Reliance for Intermediaries is offering mortgages to contractors looking to purchase or remortgage a property. The broker-only mortgage lender will expect contractors to have had their contract renewed at least once with at least six month remaining on their current contract. Kent Reliance will consider lending if you have a short tem or rolling contract, they are keen to see that it has been renewed in the past. We have recently arranged a number of IT contractor mortgages where their income was based on their contracted daily payment rate, rather than the income level that they are able to show on their last two years accounts.

Kent Reliance for Intermediaries is offering mortgages to contractors looking to purchase or remortgage a property.

The broker-only mortgage lender, owned by the OneSavings Bank, will expect contractors to have had their contract renewed at least once, with at least six month remaining on their current contract.

Aaron Strutt, product manager at Trinity Financial, says: “Kent Reliance will consider lending if you have a short tem or rolling contract, they are keen to see that it has been renewed in the past.

“We have recently arranged a number of IT contractor mortgages where their income was based on their contracted daily payment rate, rather than the income level that they are able to show on their last two years accounts.”

Interestingly, every mortgage valued over £1 million is personally sanctioned by the OneSavings Bank chief executive, risk officer and chief credit officer.

Kent Reliance offers buy-to-let and residential mortgages predominantly in London and the south-east.

If you would like help to secure a contractor mortgage, call Trinity on 020 7016 0790.

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