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HSBC amends 5x salary mortgage multiple limit

Dec 01 2016

HSBC has capped its residential maximum income multiple from 5x salary to 4.75x salary for customers when the loan-to-valuation ratio is less than or equal to 90%.

Mortgage lenders have been amending their maximum income multiples much more regularly than they used to. It is still possible to borrow up to 5.5x salary, although clients will need a minimum income to qualify.

For help to secure a five times salary mortgage, call Trinity on 020 7016 0790.

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HSBC amends 5x salary mortgage multiple limit

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