Halifax for Intermediaries offering 1.14% two-year fix mortgage rate
Mortgage lenders are still offering fantastically priced fixed and tracker rate mortgages although borrowers currently need bigger deposits to qualify.
Halifax for Intermediaries has the most competitively priced two-year fixed rates at 1.14%. After the fixed period the mortgage reverts to the lenders 3.59% standard variable rate. The overall cost for comparison is 3.3% APRC.
Applicants will need a 40% deposit to qualify and there is a £1,499 arrangement fee. The minimum loan size is £250,000 and the maximum loan size is £1 million.
Aaron Strutt, product director at Trinity Financial, says: "Lots of the lenders are still offering cheap fixed rates to borrowers planning to purchase properties or remortgage.
"There are six lenders offering five-year fixed-rate mortgages below 1.50% and they typically have £999 arrangement fees. Click here to view our latest mortgage best buy table."
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