skip to main content
Request a call back

Leave your contact details and one of our expert advisers will call you back shortly.

You can also complete our mortgage questionnaire for a more accurate initial response.

Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Menu

Coutts, private bank mortgages, large buy-to-let mortgages. 1 million plus buy-to-let.

Coutts is offering a range of buy-to-let mortgages including a two, five and ten-year fix, plus a two-year tracker.

The bank's most competitively priced mortgages are their two-year fixed and tracker rates - both priced at 3.19%.

The tracker rate follows the Bank of England base rate plus a margin of 2.69% until 2 October 2017 and it does not have any early repayment charges.  

The overall cost of comparison is 4.8% APR for both rates.

Longer term buy-to-let fixes

For more risk adverse clients, Coutts has a 3.19% mortgage fixed until 2 October 2020. The overall cost for comparison is also 4.8% APR.

They are even offering a ten-year fix priced at 4.19% until 2 October 2025. The overall cost for comparison is 4.7% APR.

Reversion rate and arrangement fees

After the fixed and tracker periods, all of Coutts mortgages revert to the standard variable rate which is currently 4.75%.

Coutts’ buy-to-let mortgages have 1% arrangement fees and clients will need a 30% deposit to access them.

Borrowers are generally expected to raise at least £1 million, although non-residents will eventually require a combination of lending and assets of around £3 million. The minimum term is two years and the maximum is 25 years or to age 65.

Comment

Aaron Strutt, product manager at Trinity Financial, says: “Buy-to-let mortgage rates are particularly good at the moment and if you have a large deposit they are not a huge amount more expensive than the residential rates.

“Coutts has commercial departments and development finance teams that can help clients purchase or refinance properties even if they are living and working overseas.

“One of the main benefits of Coutts' previous criteria changes is that they no longer ask for assets to be transferred to them in order to provide a mortgage.”

For help to secure a private banking buy-to-let mortgage, call Trinity on 020 7016 0790.

Information and rates correct as at: 06/08/2015

Get in Touch

Get in touch

To arrange a meeting with one of our expert mortgage advisers complete our enquiry form or mortgage questionnaire and we will call you back. Please note, by submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.

Need some advice today?

Book a Consultation Mortgage Questionnaire
PageID1