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Accord Mortgages is offering an incredibly low two-year tracker rate for loans up to £3 million.  

Trinity Financial has access to the 1.24% two-year tracker, priced at 0.74% over the Bank of England base rate.

At the end of the tracker period, the mortgage reverts to the lender’s standard variable rate, which is currently 5.79%. The overall cost for comparison is 5.3% APR.

Aaron Strutt, product manager at Trinity Financial, says: “It is unusual for a lender to offer such a competitively priced large mortgage loan with such a low arrangement fee.

“If you are tempted to apply for this rate, it is worth knowing that Accord prefers lending to clients with straightforward financial situations.

“If you have unsecured debts, children and buy-to-let properties in the background, it is probably best to apply to another lender.”  

This rate has a £975 arrangement fee and applicants will need a 35% deposit to qualify. Mortgages are capped at four times income above £500,000.

Accord Mortgages is the broker lending arm of the Yorkshire Building Society.

If you would like help to secure a larger mortgage loan call Trinity on 020 7016 0790.

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