Best buys
Residential Mortgage
2.80% Lifetime tracker
2.80% Subsequent rate
2.9% APR*
£1,295 Arrangement fee
With effect from: 20/2/2012
Buy To Let Mortgage
3.49% Two-year tracker
4.74% Subsequent rate
4.7% APR*
£1,499 Arrangement fee
With effect from: 20/2/2012
Mortgage news
Building societies withdraw mortgages to manage demand
Two large building societies have temporarily withdrawn nearly all of their residential mortgage rates to enable them to control lending volumes and case processing times.
If you are looking for a quick mortgage offer, Trinity Financial will submit your application to a lender with leading rates and efficient processing times.
February 17, 2012
Confidence reaches its highest level for five months in January
After ending 2011 close to all-time lows, consumer confidence staged a modest recovery at the start of 2012, picking up by nine points to 47.
According to Nationwide Building Society’s Consumer Confidence Index for January, confidence remains subdued by historic standards. Their Index for January is almost 30 points below the long-term average.
Robert Gardner, Nationwide’s chief [...]
Lloyds makes changes to interest-only mortgage qualification criteria
Lloyds Banking Group has made substantial changes to their interest-only mortgage qualification criteria.
It is now more difficult to qualify for interest-only and any borrowers unable to meet the tighter criteria will be asked to take a capital-repayment mortgage.
The new lending criteria now states that pensions included into the mortgage calculations must have a minimum current [...]
Get a best buy mortgage with Trinity Financial
We are whole of market
As independent brokers, Trinity Financial can access the whole of the mortgage market. So, we are not restricted to a small number of lenders and we have access to hundreds of mortgages.
We can also provide exclusive mortgages that cannot be found on the high street. Therefore, Trinity can provide a number of options if your financial circumstances are not suited to a high street lender. We have excellent relationships with a number of private banks and we can approach them to discuss a mortgage to suit your needs.
Expert mortgage advisors
Our expert mortgage advisors are available for you to speak to and they have a wealth of experience. Each of our qualified advisors are fully trained and have arranged hundreds of mortgages.
At Trinity Financial we provide a quick, consistent and quality service to ensure that we always find the best mortgage to suit you.
We are more than happy to arrange face to face meetings or handle mortgage applications over the telephone.
Extensive knowledge and experience
Trinity Financial constantly monitors the mortgage market and have up to the minute knowledge. We have developed valuable contacts throughout the mortgage industry and we use them to secure best buy mortgages for our clients.
Today's financial conditions mean that is generally not easy to obtain a high-value mortgage if you approach a lender direct. More often than not, high street banks are unwilling to offer loans outside their normal lending criteria. We have experience of helping clients who have complex income streams, and this can save you time and money.
Our service guarantee
Our aim is to make the whole process of securing you a mortgage as smooth and straightforward as possible.
We will find the best lender and mortgage rate to suit you. We will explain the options available and why we feel that lender is the best. Also, we will provide "an advice and recommendation service" to ensure you know what we think is the best option for you.
We will update you on the progress on your mortgage application at each important stage. In addition we chase up references, instruct your survey and make sure that the mortgage lender has you as a priority. If something does go wrong, you can be assured that Trinity's wealth of contacts will do everything in its power to get your application back on track.
Many of our clients are so happy with the service that we provide that they are happy to tell their friends, family and work colleagues about us.
Mortgage protection, life and critical illness cover
While Trinity Financial's core business is arranging mortgages, we are fully trained to offer insurance, life and critical illness cover. We see financial protection as an important part of our service to clients and take satisfaction from ensuring that they are financially protected in the event of illness or financial difficulty.
We offer a range of affordable policies to protect you and your family.
Key areas of the financial protection advice include:
- Choosing the level of cover you need and how long the policy to runs for.
- If you die or are diagnosed with a critical illness during your policy term, your insurer will pay the calculated amount of cover at that time. Typically lump sum payments will be paid if you are diagnosed with cancer or multiple sclerosis, or if you have a heart attack or stroke. A full list is provided in our key features document.
- Joint policies are available. A lump sum payment can be made on the first claim on the policy.
Contact Us
Call us on 020 7520 9427, or leave your contact details below. One of our expert advisors will be in touch shortly.
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To get a free mortgage quote, or arrange a meeting with one of our expert advisers, call Trinity Financial on 020 7520 9427. Alternatively, enquire using our online form or send an email to enquiries@trinityfinancialgroup.co.uk
Trinity Financial is a trading name of Jed Newton and Vestprop Financial who are appointed representatives of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Mortgage Planning Limited is entered on the FSA register (http://www.fsa.gov.uk/register/) under reference 440718.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £500 plus we will receive commission from the lender. Alternatively you could pay a fee of 1% of the loan amount, with a minimum of £1000.00 and you can receive the commission from the lender.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
