Mortgage News archive
- 2013 (142)
- May (26)
- Abbey launches 1.94% seven day special
- Increase in the number of council tenants buying their homes
- More people using brokers to secure a mortgage
- Hanley Economic offers a 5% deposit mortgage
- Nationwide's buy-to-let lending arm opens up first-time landlord range
- First-time buyer activity up again in March
- High street mortgage lender loosens criteria for contract workers
- Equity release mortgage to raise funds for a gifted deposit and to repay an interest-only mortgage
- Kent Reliance launches expat buy-to-let mortgage
- Investec launch exclusive buy-to-let £1 million plus mortgage
- Investec launch new second home and pied-à-terre mortgage
- Buy-to-let lending reaches £4.2 billion
- Halifax targeting £1 million plus mortgages
- NatWest and Coventry lower their mortgage rates
- HSBC profits almost double to $8.4bn
- Bank of England base rate held at 0.5%
- Money Advice Service changes growth targets
- New 15% deposit buy-to-let mortgages
- Holiday let mortgages available through Trinity Financial
- Mortgage regulator warns interest-only borrowers to act now
- Bank of Ireland rate hike kicks in
- European Central Bank cuts rates
- Accord Mortgages raises limit on new build flats to 85%
- Buy-to-let mortgage rates down 0.33% in Q1
- New build house prices rise by 12% over the past five years
- Buy-to-let client remortgaged away from Bank of Ireland to avoid a repayment hike
- April (27)
- £510,000 mortgage secured for Argentinian client with six months left on his visa
- The Sunday Times - Lenders relax conditions attached to interest-only deals - April 21, 2013
- £1.5 million mortgages available through Trinity Financial and NatWest Mortgages
- NatWest for Intermediaries lower their fixed rate mortgages
- Bank of England extends Funding for Lending Scheme
- Barclays and HSBC set to make more redundancies
- Average tenancy length rises to 20 months
- Number of five-year fixed rate deals up by 73%
- Gross mortgage lending up 9% in March
- Santander tops banking complaints table
- Coventry reduces and launches new offset deals
- Unemployment rises to 2.56 million
- Bank of England base rate set to say on hold until 2016
- NatWest for Intermediaires lower their mortgage rates
- House price optimism rises sharply
- Bank of China lower their maximum loan size by £5 million
- Mortgage arrangement fees at 25-year high
- Birmingham Midshires launches exclusive buy-to-let mortgages
- Fraudulent mortgage applications increase for sixth year
- The Sunday Times guide to professional mortgages
- Councils to get tougher on sub-letting
- Scottish Widows improves their professional mortgages
- Building societies dominate the mortgage best buy tables
- New Bank of Japan boss to spend billions
- Bank of England base rate held at 0.5%
- £1.5 million mortgages available through Trinity and NatWest for Intermediaries
- Are you struggling to find a mortgage because you are paid a monthly bonus?
- March (33)
- Fixed rate mortgages have never been so cheap, says Moneyfacts
- Abbey launches another 1.99% seven day special
- Help to Buy schemes set to boost housing market
- HSBC and Yorkshire exit the interest-only market
- MPC split on whether to launch more QE
- Abbey launch super low 1.99% fix available up to £1 million
- HSBC changes their interest-only lending policy
- Barclays make changes to their buy to let lending policy
- Abbey launches 2.99% seven day special
- Mortgage lending hits highest January level in five years
- Mansion tax plans rejected by MPs
- Do you have a will and is it up to date?
- First ‘National Self Build Week’ to launch in May
- Million pound mortgages get cheaper
- Barclays launch new £2 million mortgage
- Market leading two million pound mortgage
- Abbey launch super low 1.99% fix available up to £1 million
- Bank of England base rate held for fourth year
- Expats Mortgages - many overseas borrowers struggling to secure mortgages
- Sir Mervyn surprised at level of access to Downing Street
- ING Direct stops offering new mortgages
- Abbey launches super low seven day special
- HSBC mortgage application delays
- HSBC mortgage applications taking 56 days on average
- Are you looking for a new challenge?
- Investec offering professional residential and buy-to-let mortgages
- Abbey launches seven day broker exclusive
- 13,500 Bank of Ireland customers face repayment hikes
- Approximately 33 million Brits use the internet daily
- Negative interest rate may be considered
- UK house prices rise by 0.2% in February
- Deferred bonus mortgages for high-net worth borrowers
- Expat borrowers targeted by high street mortgage lenders
- February (27)
- Mayfair Mortgage Broker - Specialist High Net Worth Mortgages
- Some mortgage lenders happy to accept bonus income
- Investec and Scottish Widows target professionals
- Fixed rate mortgages have never been so cheap, says Moneyfacts
- Average rental yields remain high
- HMRC sends out 850,000 penalty notices
- Office for National Stastistics says unemployment at 2.5 million
- Mortgage Strategy - Report shows extent of interest-only time bomb
- Nationwide launches their lowest ever fixed rate
- Buy-to-let mortgages lending hits four year high
- OFT calls for new rules in lettings market
- CML reports lowest number of repossessions since 2007
- Banks set to make more redundancies
- Skipton launches super-low two-year fixed rate
- £2 million mortgage with no arrangement fee
- £1 million mortgages - Nationwide launches their lowest ever million pound mortgage
- House sales at highest level for 5 years, says Halifax
- Private rental sector at its highest level since 1990’s
- Base rate stays at 0.5%
- Grown up children pay more to live at home
- Childcare costs reduce the amount you can borrow
- 'Fixed rate Friday' sees record low mortgage rates
- Lenders lower their best buy mortgage rates available up to £1 million
- Increase in competition expected in the buy-to-let market
- Nationwide says house prices up 0.5% in January
- ING Direct to stop accepting mortgage applications
- Daily Express - Lowest Ever Mortgage Rate
- January (29)
- Lenders lower their best buy mortgages
- Barclays lower their million pound mortgages
- Clydesdale offers range of interest-only mortgages
- Kensington provide alternative mortgage options
- Lloyds pledges £6.5bn to first-time buyers in 2013
- Average rental yields hit 6.2% in 2012
- Laws on office-flat conversions set to change
- Average deposit size set to fall
- Halifax pulls out of self-build market
- Pensioners own property worth £752.72 billion
- Older borrowers turn to equity release
- Clydesdale launches range of interest-only mortgages
- London house prices up 5%, official figures show
- Ed Miliband calls for national landlords register
- HMRC self-assessment tax deadline approaching
- New EU credit rating rules voted in
- Barclays to launch 95% ltv family deposit mortgage
- Abbey lower mortgage rates and launch new 10% deposit option
- Bank of England keeps base rate at 0.5%
- Virgin Money sets minimum loan size of £300K for interest-only
- Woolwich to tighten their interest-only policy again
- Coventry launches 2 and 5 year mortgage rates available from 2.49%
- Woolwich set to tighten their interest-only policy
- Lenders expect to increase the number of higher LTV mortgages
- Tenants in severe arrears fall 15.6% in Q4
- Leeds launches new buy-to-let mortgage range
- Ex-FSA chief Hector Sants awarded knighthood
- 300,000 Brits now have homes worth £1 million or more
- Buy-to-let mortgages available with a 15% deposit
- May (26)
- 2012 (337)
- December (13)
- Mortgage lenders look to end the year on a high
- The Sunday Times - Beware the hefty fees on ‘best-buy’ mortgage deals
- Trinity secure access to Newcastle’s 5% deposit mortgage
- First-time buyer activity improves in October
- Trinity secure access to Newcastle’s 5% deposit mortgage
- 2.3m borrowers overpay on their mortgages
- Hinckley & Rugby launch an interest-only mortgage
- Nottingham and Shephed societies set to merge
- Lenders pull their lifetime tracker mortgages
- Abbey launch another seven day special
- 35 UK lenders sign up to the FLS
- Millions of borrowers sitting on their lenders SVR
- 57% of landlords let to young couples
- November (33)
- Lenders launch more low deposit mortgages
- More lenders pull out of interest-only
- EU sets new rules to regulate ratings agencies
- Number of first-time buyers in London rises to highest figure in nearly three years
- Brits plan to spend £8.5 billion on Christmas presents
- Abbey launches a 1.99% fix and eases interest-only lending criteria
- Precise remove their minimum income requirements for buy-to-let
- Moody’s strips France of their AAA rating
- Gross mortgage lending at 11-month high in October
- HMRC sets up rental sector task force
- Financial Times - Mortgage price war on the high street
- NatWest launches low two year fixed rate mortgage
- Buying a house together is a bigger commitment than getting married for 25 - 34 year olds
- Lenders pull their lifetime tracker rate mortgages
- Private landlords evading £550 million of tax
- Female mortgage fraudster jailed
- 100,000 more people in work
- Kensington returns to buy-to-let lending and boosts residential range
- Lloyds Banking Group withdraws ex-pat mortgage range
- Barclays raise minimum interest-only loan size to £300k
- CML reports continued buy-to-let growth
- Average rate on 30 year US mortgage rises to 3.4%
- Base rate kept at 0.5%
- Financial Times - Bank pulls out of expat mortgages
- NatWest launches low five year fix at 2.99%
- Equity position of borrowers has improved, CML analysis shows
- Brokers submit six in every 10 mortgages
- New lenders join the FLS
- Accord launches new buy-to-let rates
- Mortgage lending grows again at mutuals
- Lenders need 18 months for implementation of new lending rules
- Many interest-only borrowers replying on house price inflation
- Surge in property millionaires
- October (22)
- FSA outline mortgage rules
- Bank of Scotland fined £4.2 million for poor record keeping
- Abbey lower rates for mortgages up to £1 million
- 287,000 millionaires in South East England
- FSA to look at existing interest-only borrowers
- British Bankers’ Association appoints Ex-Thatcher aid as chairman
- Precise launches leading two year fix
- Virgin Money retires Northern Rock brand
- Gross mortgage lending declines in September
- Abbey may double mortgage lending next year
- Children staying at home longer
- BBC’s Watchdog programme targets mortgage arrangement fees
- Banks deserve a “thank you” for not repossessing more companies
- Nationwide’s interest-only ban kicks in
- Accord launches eight day mortgage specials
- Nationwide’s interest-only ban kicks in
- Bank fines to be put towards war museum refurbishment
- Barclays to buy ING Direct UK
- Multi-million pound boost will help buyers onto the housing ladder
- 99,000 tenants in severe arrears
- Million pound mortgages available through Trinity Financial
- Santander rate hike about to kick in
- September (27)
- More borrowers opting for fixed rate mortgages
- No change in house prices since July
- Average Brit has seven financially comfortable years in their lifetime, Skipton survey shows
- 13 lenders sign up to Funding for Lending scheme
- Squatter jailed after breaking new law
- Pension funds could be used to back mortgages
- Decent chance of base rate reduction, says Capital Economics
- State Bank of India temporarily halts new mortgage lending
- Richmond Council to oppose planning rule change
- HMRC victory on stamp duty dodge
- Decent chance of base rate reduction, says Capital Economics
- Citizens Advice disappointed at Co-op's decision to withdraw basic bank accounts for un-discharged bankrupts
- Gross mortgage lending stable in August
- Bed and breakfast business mortgages
- NatWest increase their super-low five year fix
- £34,000 extra to live near England's top state schools
- Police credit union joins the Council of Mortgage Lenders
- Job advert placed for new Bank of England Governor
- Flats and terraced houses are top of the investment list
- Rise in home movers drives boost in house purchase loans and gross lending
- Plans to relax building rules to boost economy
- New exclusive mortgages available through Trinity Financial
- Plans to relax building rules to boost economy
- Mark Prisk replaces Grant Shapps as housing minister
- Bank holds base rate at 0.5% with no more QE
- Mortgage arrangement fees increase 70% in four years
- 93 properties repossessed per day
- August (38)
- Squatting to become a criminal offence
- Northern Rock and Accord launch seven day specials
- Squatting to become a criminal offence
- Lenders launch low buy-to-let rates
- Average house price rose by 1.3% in August
- Home affordability at its best for 15 years
- Call for second property valuation to combat fraud
- Mortgage Strategy - Nationwide’s application to offer time currently stands at an average of 20 days
- Santander to hike their SVR by 0.5%
- HMRC wins three tax avoidance court cases
- Mortgage fraud increases by 23 per cent year-on-year
- Financial conditions in the UK are still particularly tough according to a survey by MoneySupermarket.com
- MPC member suggests he is open to rate cut
- Mortgage lending remains subdued, says BBA
- Landlord’s positive about student lets
- Lower tuition fees using an offset mortgage
- Best buy mortgages readily available below 3%
- Chelsea in a league of its own when it comes to Property Premier League
- Manchester Building Society offers Fixed for Term mortgage
- Lib Dems launch a plan for 300,000 homes to be built each year
- Rental yields edge higher for Buy to Let landlords
- First-time buyer activity helped drive lending in June
- The Cambridge Building Society raises its SVR by 0.4%
- NatWest for Intermediaries lower rates by up to 0.8%
- Buy-to-let lending increased in the second quarter
- FSA to look at ways of reforming LIBOR
- Zero growth forecast as base rate cut is ruled out
- Tesco launches first mortgage range
- Three million home-movers face unexpected costs moving home
- Government should delay benefit changes as repossessions fall, says the CML
- Trinity talks to the BBC as the Funding for Lending bank scheme starts
- NatWest launches super-low five year fix at 2.95%
- Funding for Lending Scheme launched
- Lloyds commits £5bn to first-time buyers
- Base rate held at 0.5%
- S&P stands by UK 'AAA' rating as Cyprus cut again
- Lenders lower their buy to let rates as the average tenancy length rises to record high
- Trinity Financial looking to recruit mortgage brokers
- July (23)
- Capital Economics is predicting further base rate cut in November
- Lenders lower rates in mortgage price war
- Lloyds remains biggest mortgage lender
- Lenders experiencing processing delays due to high demand
- Commission proposes EU-wide action to fight LIBOR rate fixing
- Virgin Money agrees to buy £465m mortgage book from UKAR
- Woolwich launch leading mortgages available up to £1 million and £2 million
- Leading mortgage rates available through Trinity Financial
- New Funding for Lending scheme set to boost the mortgage market
- Bank of England may lower base rate if new lending scheme fails
- Co-op to buy 632 Lloyds bank branches
- Nearly half of home owners buy near 'mum and dad'
- RBS lower mortgage rates by up to 1.70%
- Landlords to open their books
- One in seven mortgages at Saffron Building Society is for self build
- New market leading long term fixes available from 3.99%
- ING Direct to raise their standard variable rate
- Payday loan may cost you a mortgage
- Women unaware of financial implications of new EU Gender Directive
- Building societies offer leading buy-to-let mortgages
- Private bank looks to undercut competitors on £1 million plus mortgages
- Bank of China change their mortgage rate again
- Actuary mortgages available through Trinity Financial
- June (38)
- BBA shocked at Financial Services Authority LIBOR findings
- Lenders launch new best buy mortgages available up to £1 million
- Halifax to refund valuation costs if house purchases fall through
- Moody’s downgrades 28 Spanish banks
- One in five Britons without any savings
- MBNA reduces fee on 20-month zero per cent balance transfer deal
- Leading mortgage rates available through Bank of China
- Barclays launch new mortgage affordability scheme
- Moody's downgrades 16 banks
- Bank of China increase their term tracker mortgage
- Office of National Statistics says unemployment rate falling
- Mortgage lenders lower their rates
- Three MPC members voted for more QE in June’s meeting
- Metro Bank to open more branches
- Kent Reliance launch 85% buy-to-let mortgages
- New £100bn plan to boost lending
- Northern Rock lowers residential rates by up to 0.36%
- Landlords increase the size of their property portfolios
- Desire for home-ownership remains strong
- April sees anticipated decline in mortgage lending
- UK and Liechtenstein update tax deal
- Most borrowers taking capital repayment mortgages
- BoE base rate stays at 0.5% and QE remains at £325 billion
- Moody’s downgrade six German banks
- Only 53% of UK consumers willing to trust any bank or building society
- M&S Bank to launch in summer 2012
- Citizens Advice Bureaux looking for volunteers
- Bank of Cyprus applies for UK deposit protection scheme
- Maternity mortgages
- Virgin Money and Woolwich lower their mortgage rates
- HMRC sets up property rental tax evasion task force
- State Bank of India looks to increase UK buy-to-let mortgage lending
- First-time buyer activity in Wales less affected by end of stamp duty holiday than UK overall
- Increase in young people living with parents
- Coventry win best buy-to-let mortgage lender award
- Sixty years on: how times have changed in the property market
- SHIP rebrands as the Equity Release Council
- FSA removes 600 ads in two years
- May (30)
- Today's best mortgage rates
- Rents to keep rising, says RICS
- Lenders ask FSA to ban interest-only
- Nationwide increase gross lending and announce new small business loan scheme
- 100,000 may lose their homes if mortgages rise by £20 a month
- Adam Posen leaving Bank of England's MPC
- 4.6 million British expats living and working abroad
- HSBC Holdings sells 195 of its US branches
- Building societies launch new buy-to-let mortgages
- House prices more than double in half of seaside towns since 2002
- HSBC to accept all Law Society CQS solicitors on to their conveyancing panel
- Lowest income households borrowed to spend in run up to crisis
- 10% of new homes in the UK are self-built
- Get a fast, specialist mortgage through Trinity Financial
- Landlords insurance and rent guarantee
- Lenders make changes to their mortgage rates
- New BSA Chairman wants a strong mutual sector
- Housing minister says that tackling the deficit has helped to keep repossessions down
- Buy-to-let lending totalled £3.7 billion in the first quarter of 2012
- Landlords insurance and rent guarantee
- Base rate stays at 0.5%
- Santander makes changes to new build lending criteria
- Lenders hike their standard variable rates
- Co-operative Bank withdraws from interest-only lending
- TMW lower their buy-to-let rates
- UK economy will pick up through 2012
- Lloyds makes extra £375m available for PPI claims
- House prices slightly down in April
- Mortgages for the self-employed with 12 months accounts
- Buy-to-let mortgages with no minimum income
- April (33)
- Multi-million pound sales hit record high
- Bank of China makes changes to their mortgage rates
- FSA contacts more than 76,000 people to warn them about con men
- Confidence jumps to nine month high
- London homebuyers pay a significant price to live close to a tube or train station
- Mortgage rates on the rise
- ING changes their interest-only lending policy
- Demand for property fuelled by first time buyers, but sellers cautious
- FSA sees increase in staff turnover
- HMRC calls for final tax-returns
- Nationwide put off standard variable rate increase
- MPC agrees on rates
- The north bears the brunt of rising UK mortgage arrears
- Principality restricts interest-only
- EU looks to limit bank bonuses
- The average age of a first-time buyer is 30
- Goldman Sachs fined $22m
- Average mortgage arrangement fees on the rise
- NAEA and ARLA call for more property regulation
- Principality restricts interest-only
- NBNK submits new bid for Lloyds branches
- Coventry launches five-year fixes from 3.99%
- House prices increased by 2.2% in March
- Manchester City owner “in talks” to buy £10bn stake in RBS
- Co-operative Bank increase SVR from 4.24% to 4.74%
- Big Society fund launches
- Landlords face tougher penalties
- Tenants arrears up 10.2% in Q1
- BSA not happy with Mortgage Market Review
- Angela Knight to step down as chief executive of the BBA
- FSA in over 20 police dawn raids last year
- Trinity Financial talk to The Times online... Co-op raises rates for 54,000 borrowers
- Mortgage advice in Mayfair, Berkeley Street and Berkeley Square - Specialist High Net Worth Mortgages
- March (16)
- Woolwich and NatWest launch new mortgage rates
- Buy-to-let mortgages available with a 15% deposit
- Interest-only mortgages still available
- Coutts fined by the FSA
- Financial complaints on the rise
- Doubts over Lloyds sell off
- House prices fell 1% in March
- Abu Dhabi may but stake in RBS
- Average asking price hits £2m in Kensington and Chelsea
- Interest-only mortgages hit again
- New stamp duty threshold added
- Gross mortgage lending up 14% year-on-year in February
- Virgin Money stops fast track mortgage applications
- Consumers forecasting property price rises in South East
- Buying cheaper than renting across 84% of towns and cities in Britain
- US mortgage rates rise above 4%
- February (24)
- Abbey to include birthdays and Christmas in affordability checks
- Leeds BS changes interest-only policy
- PPI redress hits £1.9bn in 2011
- Gross mortgage lending 10% stronger than a year ago
- Fear of being sued makes lenders toughen criteria
- Yorkshire increase profitability
- Private tenants typically rent for 19 months
- Building societies withdraw mortgages to manage demand
- Confidence reaches its highest level for five months in January
- Lloyds makes changes to interest-only mortgage qualification criteria
- ASA ban NatWest and RBS advert
- Moody’s may cut 17 banks’ credit ratings
- Santander reduces interest-only LTV to 50%
- Number of buy-to-let properties increases by 84,000 in 2011
- Bank of England injects another £50bn into UK economy
- Rising discounts on asking prices
- Repossessions at lowest level since 2007
- Number of buy-to-let mortgages on offer has doubled
- Buying a home typically £100 cheaper than renting
- Halifax raises the maximum LTV for some new-build houses
- Santander’s 2011 mortgage lending down 2%
- State Bank of India to launch residential mortgages in August
- 200,000 flood risk homeowners face insurance problems
- Principality report lending figures
- January (40)
- Lenders raise mortgage rates
- Clydesdale launch 20% deposit buy-to-let mortgages
- HMRC extends self-assessment tax deadline
- FTB Stamp Duty deadline could be disastrous, says NAEA
- Virgin Money plans to double Northern Rock lending
- Average first-time buyer is 30 years old
- House prices in Wales increased by 0.3% in November 2011
- Rents in London fell for the first-time since December 2010
- Base rate to stay on hold ‘until 2016’
- Average arrangement fee hits £1,498
- Skipton lower three and five-year fixes
- Mortgage lending up slightly in November, CML says
- 30 minute strikes at HMRC
- Unemployment rate up
- Mortgages in 2011 most affordable on record
- Council tenants who sub-let homes may face prison or fine
- S&P downgrades Northern Rock's credit rating
- Base rate kept on hold
- RBS to cut 3,500 jobs
- Mortgage rates at a record low in US
- More options for buy-to-let investors with a 20% deposit
- Average selling prices in the west of Scotland almost 4% higher than a year
- More buy-to-let mortgages expected in 2012
- Virgin Money completes Northern Rock acquisition
- Irish house prices fell by 18% in 2011
- Godiva launches mortgage rates without ERC’s
- Government announce another tax clampdown
- Mortgage January sales start
- Financial affairs top the New Year's resolution list
- Health professionals and Doctor/Dr mortgages available through Trinity Financial
- PR professional mortgages available through Trinity Financial
- Mortgages for Surgeons available through Trinity Financial
- Financial Analyst mortgages available through Trinity Financial
- Mortgages for Dental professionals available through Trinity Financial
- Pharmacist mortgages available through Trinity Financial
- Statistician mortgages available through Trinity Financial
- Lawyer mortgages available through Trinity Financial
- Archivist mortgages available through Trinity Financial
- Architect mortgages available through Trinity Financial
- Advocate mortgages available through Trinity Financial
- December (13)
- 2011 (213)
- December (18)
- Abbey launches into buy-to-let
- Average age of an unassisted first-time buyer is 33
- Dragonfly complete £250k second charge in 48 hours
- Co-operative Bank front runner for Lloyds branches
- Number of unemployed at highest level since 1994
- Mortgage product numbers up 87%
- Abbey to enter buy-to-let market in next few weeks
- FTB mortgage payments most affordable for eight years
- Bank of England maintains base rate at 0.5%
- European Central Bank cuts interest rates to 1%
- Mortgage fraud on the rise
- First FirstBuy mortgage completes
- Woolwich temporarily withdraws from 25% deposit buy-to-let
- FTB Stamp Duty holiday not being extended
- Wealthy home buyers avoid Stamp Duty tax
- Mortgages being repaid at record levels
- S&P downgrades major high-street banks
- Islamic Bank of Britain launch new buy-to-let purchase plan
- November (25)
- Government launches scheme for new-build homes
- Lenders increase best buy mortgage rates
- Nationwide’s gross mortgage lending up 48%
- One in four needs a financial plan, warns debt charity
- Voting unanimous at last MPC meeting
- Aldermore launch 100% LTV family guarantee mortgage
- CML calls for stamp duty concession to be extended
- Virgin Money buys Northern Rock
- Market town house prices double in a decade
- Rents to rise faster than house prices, according to Savills
- £25bn-worth of mortgages to switch to SVR in 2012
- Lenders' predict base rate to stay the same
- Concern over possible new EU buy-to-let rule
- Stamp duty holiday for first-time buyers ends soon
- Buy-to-let lending at three-year high
- Brokers see landlord optimism grow
- Bank of Ireland borrowers set for rate rise
- Three-month Libor hits 1%
- Base rate kept on hold
- Lenders ease criteria for self-employed borrowers
- Woolwich extends buy-to-let lending
- Leeds pull their 1.99% two-year fix
- European Central Bank cut interest rates
- Coutts to drop RBS brand
- Yorkshire and Norwich and Peterborough complete merger
- October (22)
- New low fixed rates available from 2.45%
- Woolwich returns to 90% ltv lending
- Million-pound property sales at four-year high
- 85% buy to let mortgages available through Trinity Financial
- Gross mortgage lending likely to fall in 2012, says AMI
- Minister calls for 30-year mortgages
- Bank of Scotland and TMB increase their SVR’s
- MPC members unanimous on QE
- Private rental sector “near capacity” - says ARLA
- 1.8 million mortgage holders paying £2,600 less each year
- Monthly private rental costs now account for almost half of the British family’s take home pay
- Super low mortgage rates increase house purchase applications
- Desire for self-build exists
- No interest rate change for months, says MPC member
- Big hitters launch fraud prevention scheme
- Scottish government to help to first-time buyers
- Buy-to-let rates fall by almost 1% in a year
- Leeds launch a two-year fix rate at 1.99%
- Base rate held and QE increased by £75bn
- Moody’s downgrades 12 UK lenders
- Hanley BS offers 95% LTV mortgages
- Two-year fixes getting cheaper
- September (26)
- Niche criteria and areas where Trinity Financial can help
- Barclays lowers fixed rates but increases trackers
- NBNK confirms bid to buy Lloyds branches
- State Bank of India to offer buy-to-let mortgages
- Best buy rates continue to fall
- Low deposit buy-to-let mortgages withdrawn
- Mortgage Verification Scheme costs lenders £14
- 15 years of official buy-to-let
- MPC members vote to keep rates on hold
- Gross mortgage lending up 10% on year
- Tight housing supply will keep UK prices stable, says Moody’s
- Building societies offer best buys as rates continue to fall
- £40bn worth of mortgages in the pipeline, says FSA
- Landlords remortgage to buy more property
- New market leading buy-to-let mortgages
- Lenders start sharing personal details with the taxman
- Aldermore launches a 100% LTV mortgage
- RBS, HSBC and Barclays being sued by a US regulator
- Bank of Scotland and Santander top mortgage complaints to FOS
- Interest rates kept on hold at 0.5%
- £1 million mortgages available through Abbey
- Barclays launches offset mortgage deals
- Mortgages come first, owners warned
- Nationwide lower five-year fixed rate mortgages
- Mortgage rate of the week
- Average London FTB home to cost £344k in 2015
- August (14)
- Million pound mortgages get cheaper
- Top six lenders did over 81% of mortgage lending in 2010
- New Zealand looking to recruit Irish builders
- Burnley has the cheapest homes
- Yorkshire appoint HSBC banker as new chief executive
- New four-year fixed rate mortgage from 2.99%
- Mortgage lending increased in June
- Riot cover unlikely for new insurance customers
- Smaller lenders look to offer 100% ltv and low deposit mortgages
- Mortgage news, offers and statistics
- Accord Mortgages launches into buy-to-let
- RBS reports a £794m loss
- FOS receives 56,025 PPI complaints in three months
- Base rate kept on hold at 0.5%
- July (17)
- Best buy mortgages readily available
- Mortgage approvals hit 13-month high
- Bath offers alternative to buying with friends
- Accord launch tracker to fixed rate mortgage
- Average rents at all-time high and more buy-to-let mortgages
- 5% deposit mortgage available through Trinity Financial
- Eight banks fail EU stress test
- Seven MPC members vote to keep base rate on hold
- Offset mortgages outstrip savings by £1.4bn
- Five-year fixed rate mortgages available from 3.64%
- Norwich and Peterborough urges members to vote for Yorkshire merger
- 12,525 mortgage rates available via brokers
- NatWest accept applications for government scheme
- Two-year tracker rate mortgages available from 1.99%
- Property & sales news
- Landmark BTL ruling could spell end to claims against surveyors
- HSBC and Lloyds Banking Group axe staff
- June (19)
- Super-low mortgage rates available from 1.99%
- Best buy mortgages more accessible
- Lenders offer more loyalty mortgages
- House sales slow down
- New Bank of England member votes to keep rates on hold
- Exclusive mortgage rates and another seven day special
- Trinity Financial secure a mortgage offer in three days
- Rents up 4.4% year-on-year in May
- Paragon warns landlords are not tax efficient
- High LTVs on offer to existing customers
- Super-low rates only available for another 2 days
- Number of first-time buyer mortgages up 32%
- Trinity Financial's second birthday
- Bank base rate kept on hold at 0.5%
- Mortgage lenders offer more buy-to-let rates
- Mortgage lending set to increase
- More discounted variable rates available
- Thousands of borrowers switch to interest-only
- Trinity's tips for a successful mortgage application
- May (13)
- Lenders launch best buy fixed rates
- Mortgage lending drops 14% in April
- 11 firms apply for lending authorisation in one year
- No change in MPC member voting for rate increases
- Lenders continue to improve buy-to-let rates
- Average 90% loan to value mortgage falls below 6%
- Nationwide launch 5% deposit mortgage scheme
- Interest rates on loans hit record high
- Remortgage activity increased in Q1
- Mortgage rates available from 1.99%
- The average first-time buyer spends 3.3 years saving for a mortgage
- Base rate stays at 0.5%
- Mutual mortgage approvals up and BSA elects new chairmen
- April (18)
- Mortgage Trust return to the buy-to-let market
- Gross mortgage lending up 21% in March
- Sales in London and South-East up 41% in March
- Tesco on track to offer mortgages in 2011
- Coutts tighten criteria for new customers
- Rents rose again in March
- First-time buyers rise 13% in February
- Inflation drops to 4% in March
- Government to stagger EPC changes
- Financial services fraud up 11% in 2010
- More changes to interest only mortgages
- Tracker rates become more popular
- Interest rates kept on hold at 0.5%
- WH Smith to launch legal services
- Nationwide offer large mortgage loans
- Lloyds make changes to their interest only policy
- House prices increase by 0.5% in March
- Banks repay £1.1 billion
- March (12)
- Lenders lower short term fixed rates
- FSA cancel interest-only rule changes
- Inflation rises to 4.4%
- Squatting to become a criminal offence
- Mortgage lenders lower their fixed rates
- Councils to help first-time buyers on to the property ladder
- Mortgage lending remains stable
- Cheltenham & Gloucester withdraws from the broker market
- Borrow up to five times your salary
- Base rate hits two year milestone
- Broadbent to replace Sentance on MPC
- Buy to let mortgages available with a 15% deposit
- February (14)
- Building societies undercutting the biggest banks
- Three MPC members vote for rate rise in February
- Lloyds reports £2.2 bn profit but reduces market share
- Halifax to pay £500m to mortgage customers
- Non standard alternatives to the high street lenders
- 90% LTV deals up almost 50% year-on-year
- A slightly quieter week of rate changes
- Estate agents getting busier
- Decent fixes still available
- Interest rates kept on hold
- Large loan mortgage rates reduced
- Santander retains 18% mortgage market share
- Credit card rates at 13-year high
- Kent Reliance Building Society gets banking licence
- January (15)
- Two MPC members vote for rate rise in January
- Lloyds launches negative equity deal
- 30 million property hunters visit Rightmove in one day
- Lenders continue to increase mortgage rates
- European Commission scraps 10 day cooling off period
- Gross mortgage lending subdued in December
- Fixed rates available from 2.89%
- Barratt offer loans to parents'
- Bank of England base rate kept on hold
- BBC Money Talk: How to get the best deal
- Lenders make changes to their best buy mortgages
- More borrowers using credit cards to pay their mortgage or rent
- David Cameron hits out at lenders’
- Coventry launch low buy to let mortgages
- New remortgage rates launched
- December (18)
- 2010 (125)
- December (10)
- Best buy five year fix still available
- Buy to let market set for busy 2011
- Investec offers £1 million plus mortgages
- More banks change their interest only rules
- Godiva launch new buy to let rates
- Bank base rate held at 0.5%
- The Sunday Times - Invasion of the foreign lenders
- Banker mortgages - and city trader mortgages available through Trinity Financial
- Grant Shapps says the MMR paper is a step too far
- Best buy mortgages available through Trinity Financial Group
- November (9)
- Halifax changes the SVR for new borrowers
- Abbey launch £2 million broker only deals
- Minister launches guide to combat squatters
- One-third of estate agents dissatisfied with brokers
- Buy-to-let lending up 12% in third quarter
- Student loan lending figures in The Times.
- Lenders launch seven day deals
- Platform are the latest lender to restrict buy to let lending
- Royal Bank of Scotland makes £1.4 billion loss
- October (17)
- Lenders step up the hunt for remortgage business
- House prices fell 0.7% in October, says Nationwide
- Santander lent one in five UK mortgages in quarter three
- Trinity Financial Group on BBC Radio 5 live
- Woolwich make interest only change
- The lowest mortgage rates for home buyers
- Landlords urged to consider rental protection
- Trinity secure access to large loan mortgages
- Coventry make big reductions to their mortgage rates
- Rental demand hits eight year high, says ARLA
- Lloyds to carry out interest only checks
- Bank holds base rate at 0.5%
- Base rate held at 0.5%
- Mortgage offers in a week
- Paragon return to the buy to let market
- Abbey lower five year fixed rates
- The CML suggests alternative to killing of interest only
- September (5)
- August (3)
- July (12)
- FSA plan shake up of the mortgage industry
- Homeowners raise stakes in their homes
- Kent Reliance in talks over £50m investment
- Self-build and property development mortgages
- Trinity Financial in The Times
- Northern Rock lower rates
- Increase in property millionaires
- Mortgage awareness questioned
- Base rate stays at 0.5%
- Annual house price growth 8.2%
- Coventry launch capped tracker rate
- Bank of England warns over possible mortgage squeeze
- June (10)
- Don’t choose the wrong switch-to-fix mortgage
- Base rate held at 0.5%
- Times Online live Q&A session
- Platform launches new rates for couples
- New five year fixed rate mortgage at 3.99%
- Building societies target buy-to-let investors
- Trinity Financial Group's first birthday
- More first-time buyers going it alone
- C&G increase their SVR for new customers
- Average outstanding mortgage now £108,819
- May (13)
- Celebrity mortgages available through Trinity Financial
- Home Information Packs suspended
- Lower mortgage rates
- Brokers account for almost two thirds of all mortgages
- Bank unanimous on base rate decision
- New housing minister
- Average UK rents up by 0.6% in April
- Mortgage lenders lower rates
- Lloyds Banking Group announce big criteria changes
- Base rate held at 0.5%
- Mortgage rates at year low
- More mortgage lenders
- London leads in house price rises
- April (9)
- Mortgages available for borrowers with credit blips
- MPC committee unanimous
- Building societies lower mortgage rates
- UK borrowing hits record £163.4 billion
- Housing stock on the up, says NAEA
- Low mortgage rates available
- UK house prices up in March, says Halifax
- Fixed rates now available below 3%
- Base rate stays at 0.5%
- March (13)
- Coventry building society merges with Stroud & Swindon
- Trinity Financial Group in The Sunday Times
- Stamp duty cut for first-time buyers
- Woolwich and Northern Rock lower their fixes
- More mortgage products available
- Increase in overpayments
- Mortgage lending up in February
- New market leading four-year fixed rate
- The number of mortgage agreements fall
- New parent guarantor mortgage launched
- Rates reduced for borrowers with a 20% deposit
- Tesco in joint venture to launch online estate agency
- Base rate held at its record low of 0.5%
- February (14)
- Quiet week for mortgage rate changes
- Second charges becoming more popular
- Skipton and Chesham Building Societies to merge
- Royal Bank of Scotland reports £3.6 billion loss
- Threat to 'bank of mum and dad'
- Estate agents likely to get the all clear
- Buy-to-let and limited company lending
- Gross mortgage lending down
- Buy-to-let market grows and 85% ltv makes a return
- Best buys and new broker exclusives
- Mortgage rates continue to be lowered
- More standard variable rates (SVR) go up
- Mortgage lenders continue to lower rates
- Positive market news
- January (10)
- Trinity Financial on BBC News
- Mortgage lending up
- Skipton hike their standard variable rate
- Northern Rock lower their mortgage rates
- Nationwide launch 5% deposit mortgage scheme
- Are you on an expensive SVR?
- Mortgage lenders lower fixed rates
- Abbey brand stays, but only for brokers
- More buy-to-let mortgages lenders
- Virgin Money buys Somerset-based bank
- December (10)
- 2009 (46)
- December (2)
- November (11)
- A busy week of mortgage rate changes
- Low buy-to-let rate available
- Near prime mortgage launched
- More exclusive rates available to Trinity Financial Group
- Gross mortgage lending up 5% in October
- Mortgage Solutions - GE Money returns to mortgage market
- Abbey and Alliance & Leicester cut rates
- First-time buyers escaping Stamp Duty
- Mortgage rates cut again
- More buy-to-let mortgages
- Base rate stays at 0.5%
- October (7)
- September (10)
- Popular mortgage rates
- Abbey launch Homebuyer Plus mortgage
- Buy-to-let mortgages
- Decent fixed rates available
- Great range of tracker rates launched
- Fee-free deals can cost more in the long run
- Base rate stays at 0.5%
- Buy-to-let mortgages available
- Lenders lowering mortgage rates
- Eurozone freezes interest rates
- August (8)
- July (4)
- May (2)
- February (2)
Categories
Press Commentary archive
- 2013 (52)
- May (5)
- The Sunday Times - Mortgage boost for first-time buyers - May 19, 2013
- The Sunday Times - Turn an office into your home - May 19, 2013
- Mortgage Strategy - Brokers dismiss weak payday lender supervisory body
- The Sunday Times - The landlord tribes of the new boom in buy-to-let
- The Sunday Times - Steps to conquer interest-only debts - May 5, 2013
- April (12)
- Mortgage Strategy - 60 Seconds with... Jed Newton, director, Trinity Financial - April 24, 2013
- The Sunday Times - Lenders relax conditions attached to interest-only deals - April 21, 2013
- Mortgage Strategy - Coventry reduces and launches new offset deals - April 17, 2013
- Mortgage Strategy - Positive outlook for house prices over the next 12 months
- Mortgage Strategy - Industry needs to recruit new blood
- The Sunday Times - Barclays cuts mortgage perk
- The Times - Barclays makes mortgage less flexible
- Mortgage Strategy - Newcastle Building Society withdraws 95% mortgage
- Evening Standard - Low mortgage rates may hide high fees
- The Times - Barclays mortgages less flexible
- The Sunday Times - Money Made Easy: Your five-minute guide to... professional mortgages
- The Sunday Times - Landlords hit as lenders tighten buy-to-let terms
- March (13)
- The Times - Bricks and Mortar - Easter dreaming of the perfect home
- Daily Mail - Have an interest-only mortgage deal? Expect a hike in repayment costs as more banks decide to axe low-cost plans
- The Sunday Times - Remortgage via Help to Buy plan
- Mortgage Strategy - Abbey to launch 1.99% seven-day special
- The Sunday Times - Fill the lending gap left as big banks hoard cash
- The Mail on Sunday - We paid £4,500 to escape our five-year fixed rate mortgage and will still save money
- The Sunday Times - Let-to-buy deals offer a way out of property trap
- The Sunday Times - Shock rise hits tracker rates
- Financial Times - High street banks target large mortgages
- Financial Times - Bank of Ireland raises mortgage rates
- The Times - Bricks and Mortar - 10 tips for the top mortgage deals
- The Times - Mortgage rates triple for thousands of borrowers
- BBC News - Thousands face Bank of Ireland UK mortgage rate rise
- February (13)
- Financial Times - Bank of Ireland raises mortgage rates
- The Times - Thousands of borrowers face rate shock
- The Sunday Times - Lender relaxes rules on bonuses
- Financial Times - Mortgage lenders target professionals
- The Times - Bricks & Mortar - How are Lord Prescott, Ringo Starr and the year 1989 connected?
- The Times - Bricks and Mortar - How are Lord Prescott, Ringo Starr and the year 1989 connected?
- Mortgage Strategy - Report shows extent of interest-only time bomb
- The Times - Bricks and Mortar - How runaway rents got me a deposit and my father a new home
- The Sunday Times - Low rates spark property revival
- BBC News - Long-term mortgage rates fall to record lows
- Daily Express - Lowest Ever Mortgage Rate
- The Times - Home loan rates fall to record lows
- Financial Times - Fixed-rate mortgages drop below 2%
- January (9)
- Mortgage Strategy - Abbey launches FTB exclusives
- The Sunday Times - A child can seriously harm your mortgage prospects
- The Times - Child benefit cuts put mortgages at risk
- The Daily Telegraph - Families face 75pc cut in mortgage borrowing limit
- Mortgage Strategy - Clydesdale to launch ‘low-start’ interest-only mortgages
- The Sunday Times - Halifax withdraws from self-build mortgage market
- BBC News - Mortgage lending picks up again
- The Times - Don’t miss the home loan bonanza
- The Sunday Times - Money Made Easy: Guide to... Interest-only mortgages
- May (5)
- 2012 (104)
- December (6)
- The Sunday Times - Beware the hefty fees on ‘best-buy’ mortgage deals
- BBC News - Positive year ahead for UK housing market, says CML
- Mortgage Strategy - ‘Don’t join the industry’ is advice from most brokers
- The Times - Survival guide to coping with the Budget
- The Times - There is a thaw in the air for borrowers
- The Times - Rise of the mayday lender
- November (5)
- October (10)
- The Sunday Times - Banks penalise older borrowers
- The Sunday Times - Cost of fixes set to slide
- The Sunday Times - Buy-to-let: the new breed
- The Times - Tesco’s fix set to fly off the shelves
- Mortgage Strategy - Nationwide takes on extra staff to deal with processing
- Daily Mail - Lender sparks price war
- The Times - Bricks and Mortar - Property purchases hit by longer delays
- BBC News - Lenders in fresh round of mortgage cuts
- The Sunday Times - Help your children on to the property ladder
- The Sunday Times - Beware of competitive mortgages from foreign banks
- September (11)
- The Sunday Times - The Help your children on to the property ladder
- Mortgage Strategy - Precise launches prime product range
- Mortgage Strategy - Abbey’s new products are a hit with brokers
- The Sunday Times - Accidental landlords suffer as mortgage costs rocket
- The Sunday Times - Lenders rush to pull best buys
- Financial Times - Rock collapse left many in a hard place
- Financial Times - Rock collapse left many in a hard place
- The Sunday Times - Newcomer Tesco slashes rates on mortgage offers
- Daily Mail - Families warned over mortgages that steal your house price profit
- The Sunday Times - Mortgage squeeze hits home sales
- The Times - Borrowers tempted into mortgage fraud
- August (12)
- BBC News - House prices in 'surprising' jump, Nationwide says
- Mortgage Strategy - Nationwide’s application to offer time currently stands at an average of 20 days
- The Sunday Times - Families brace for bills shock
- The Times - How can you beat the home loan rate rises?
- The Times - Santender takes an unexpected leap
- BBC News - Santander SVR mortgage rate to rise to 4.74%
- Financial Times - Santander raises SVR mortgage rate
- Mortgage Strategy - Slow progress in higher LTV lending
- The Sunday Times - Profit from the mortgage price war
- The Times - Mortgages go on the shopping list at Tesco
- BBC News: Fixed-rate mortgages at less than 3% - what are the drawbacks?
- BBC News: Funding for Lending bank scheme launched
- July (11)
- Mortgage Strategy - NatWest Intermediary Solutions launches five-year fix at 2.95%
- The Sunday Times - Act to protect your finances
- Daily Mail - Rock-bottom rates, rising rents and sliding house prices spur new buy-to-let boom
- The Sunday Times - Buy-to-let interest rates fall as rents continue to rise
- The Times - A flutter could put your mortgage at stake
- The Sunday Times - Five-year fixes at all-time low
- The Daily Telegraph - The hidden dangers of a cheap mortgage rate
- Demand forces Bank of China to hike lifetime tracker again to 2.68%
- How payday loans could cost you a mortgage
- The Times - Bricks and Mortar - Am I able to fly the nest?
- The Sunday Times - Is it time to ditch high street banks?
- June (8)
- Financial Times - Brokers sound alert over mortgage perks
- Mortgage Strategy - Barclays allows parents to back children's loans
- Financial Times - Accidental' landlords face higher costs
- Financial Times - Loyalty mortgage rates improve
- The Sunday Times - Find the best mortgage to protect you amid euro crisis
- The Sunday Times - Homeowners stuck on first rung of property ladder as prices stagnate
- The Times - Loan rates fall - but not for long
- The Sunday Times - On the Money: Mortgage clouds have silver lining
- May (10)
- Financial Times - Lock into a longer term mortgage deal
- Financial Times - Eurozone fears for UK mortgages
- The Daily Mail - Cost of new mortgages on the rise as lenders seek to shore up their finances
- The Sunday Times - First-timers offered chance to lock in for seven years
- The Times - Are lenders’ questions too personal?
- Daily Mail - Mortgage giant Halifax raises rates despite base rate freeze
- Mortgage Strategy - RBS suffers 3% fall in share of gross lending
- Financial Times - Interest-only disappearing fast
- The Sunday Times - Mortgage lenders and their hurdles
- The Times - Mortgage lenders increase their SVR's
- April (10)
- The Sunday Times - Borrowers urged to fight their banks
- Financial Times - Lenders offer more two-year fixes
- BBC Online - Mortgage rates rise for new deals Home loans
- Mortgage Strategy - Nationwide delays SVR rise for ex-Bank of Ireland borrowers
- The Sunday Times - Beware estate agents' hard sell tactics
- The Times - Prepare for a mortgage shortfall
- The Times - Rate rise to deter borrowers
- Financial Times - Smaller deposits attract higher rates
- Times online - Co-op raises rates for 54,000 borrowers
- The Sunday Times - Borrowers hit by loan drought
- February (7)
- The Sunday Times - Borrowers quizzed on holiday spending
- Mortgage Strategy - Santander LTV cut is a blow for interest-only
- The Sunday Times - A double blow for Santander borrowers
- Financial Times - Homeowners hit by down-valuations
- The Sunday Times - Buy-to-let returns top 10% a year
- The Times - Doubts over 5% home deposit scheme
- Financial Times - New mortgage lenders fail to sparkle
- January (14)
- Evening Standard - Move now on a mortgage if you want to unlock the best deals
- Mortgage Strategy - Specialist lenders need to use the human touch
- The Sunday Times - Are offset loans still a better bet than saving?
- The Sunday Times - Lender offers fixed mortgage below 4% for 10 years
- The Sunday Times - Beware stamp duty schemes
- Financial Times - Fixed-rate mortgages buck rising trend
- BBC News - Mortgage rates to be volatile, say brokers
- Daily Mail - Why cheap loans aren't helping first-time buyers to get onto the property ladder
- Financial Times - Rental yields are key in buy-to-let equation
- Mortgage Strategy - Accord enters 90% LTV arena with fixed deals
- The Times - Low-cost mortgages – with a big price
- Mortgage Strategy - Loud & Clear
- Financial Times - Wealthy offered ‘optout’ from loan rules
- The Times - New deals for buy-to-let investors
- December (6)
- 2011 (138)
- December (5)
- November (11)
- Daily Mail - Landlords continue to grab cheap loans but experts warn of 'buy-to-let-bubble'
- The Times - Bridging loans can stir up troubled waters
- Mortgage Strategy - New HSBC 90% LTV mortgages at 3.84%
- The Times Bricks & Mortar - The new first-time buyer loan puzzle
- The Times - Call for extension of stamp duty holiday
- The Times - Eurozone crisis drives up cost of home loans
- Financial Times - Bridging loans prove versatile
- The Times - Rate rise for Bank of Ireland borrowers
- The Sunday Times - Borrowing boost for self-employed
- The Times - Bricks & Mortar - Move quickly for the best new mortgage deals
- Evening Standard - Homebuyers may soon be out of woods
- October (17)
- Mortgage Strategy - Barclays is back in 90% arena with no-fee deals
- The Sunday Times - Ride the boom in buy-to-lets
- Financial Times - High street banks focus on large loans
- The Times - Barclays offers 90 per cent mortgages
- Mortgage Strategy - Brokers dismiss HSBC claim that best mortgages are offered direct
- The Sunday Times - Blow to thousands as Lloyds lifts variable rates
- The Times - A word to the wise on 30-year mortgages
- Financial Times - Self-employed face mortgage hurdles
- Financial Times - Fancy fixing your mortgage for 30 years?
- Daily Mail - Homeowners struggling for decent savings turning to competitive offset mortgages
- The Times - Lloyds raises SVR for 175,000 borrowers
- Daily Mail - Low-cost mortgage rate boost for first-time buyers looking to get on the property ladder
- Mortgage Strategy - Industry slams MEP's proposal to give FTBs a brochure on buying
- Financial Times - In a fix over cheapest two-year mortgage
- Financial Times - Lock in to cheap mortgages, say brokers
- The Times - Buyers beware in lenders’ race for the bottom line
- The Times - Fixed mortgage rates at all-time low
- September (12)
- The Sunday Times - Indian bank sets sights on buy-to-let landlords
- Daily Mail - Banks pull plug on the buy-to-let loans boom after a flood of applications from landlords
- The Daily Express - Cheap home loans on way
- BBC News - Summer lift in mortgage lending says CML
- The Sunday Times - Euro crisis hits our mortgages
- The Sunday Times - Make the most of your offset
- The Times - Insurance advice for landlords
- The Sunday Times - Fixed rates keep falling
- The Sunday Times - Boost for buy-to-let as borrowing limits eased
- The Sunday Times - How first-time buyers can get on the ladder
- Financial Times - When does it pay to exit a mortgage early?
- The Times - Lenders slash rates in battle for borrowers
- August (13)
- The Sunday Times - Fix for a decade at a record low
- The Times - Is now the right time to fix your mortgage for the next ten years?
- The Times - Bricks & Mortar - Meet the Voluntary Borrower tribe
- Evening Standard - Chelsea sets pace with new fixed rates
- Mortgage Strategy - Halifax clarifies proof of income requirements to aid processing
- The Daily Express - Mortgage joy for millions
- The Sunday Times - Teachers are offered 100% loans to buy their property
- The Sunday Times - How low could interest rates go?
- Financial Times - Conditions improve for first-time buyers
- Daily Mail - Thousands of homeowners could bag cheap fixed rate deals
- The Sunday Times - Where to beat the banking giants
- Financial Times - Buy-to-let sector continues to improve
- The Times - Money surgery: help with mortgages
- July (10)
- The Sunday Times - Innovative offers to tempt first-time buyers
- The Sunday Times - Is this the bottom for fixed rates?
- Halifax puts an end to gifted deposit by sellers
- Financial Times - More lenders cut fixed-rate mortgages
- The Sunday Times - Cash in as rents hit all-time high
- The Sunday Times - Is a rock-bottom fix best for your loan?
- Financial Times - High-street lenders dominate mortgage best buys
- Evening Standard - Dramatic drop in mortgage rates
- The Sunday Times - Fixed-rate mortgage deals just keep getting cheaper
- The Times - Cut-price home loans – which one’s for you?
- June (14)
- Daily Mail - Mortgage rates cut for first-time buyers with smaller deposits
- Mortgage Strategy - Castle Trust's shared equity deal is branded too complex
- Daily Mail - Mortgage rates drop, but look out for the fees
- Mortgage Strategy - Gummer under fire for ownership speech
- The Sunday Times - Don’t end in a fix trying to switch
- Financial Times - ‘Loyalty’ mortgages don’t offer best value
- Daily Mail - More cheap choice if you want to fix your mortgage after base rate kept on hold
- The Sunday Times - Fixed loans fall below 4% again
- The Times - Self-starters hit by mortgage squeeze
- Financial Times - Lenders launch limited mortgage offers
- Financial Times - Lenders launch limited mortgage offers
- The Sunday Times - Loan lottery: which banks
- The Sunday Times - Boost for older homeowners
- The Times - Bricks & Mortar - Is it time to reconsider buy-to-let?
- May (10)
- Mortgage Strategy - Halifax demands proof of repayment plan for interest-only
- Times online - Struggling borrowers switch to interest-only
- Financial Times - Lenders cut rates on two-year deals
- Daily Mail - Fixed-rate relief for mortgage borrowers
- Financial Times - Follow the plot as number of selfbuilders
- The Times - Bricks and Mortar - Why the computer says no, no, no
- The Sunday Times - Market dip sparks the return of let-to-buy
- The Times - Banks get tough on interest-only loans
- The Sunday Times - What the interest rate dilemma means to savers and borrowers
- The Sunday Times - Fight for your mortgage rights
- April (12)
- Financial Times - Lenders diverge on large loan offerings
- The Daily Mail - Movers turn to high-cost bridging loans
- Financial Times - Wealthy face remortgage trap
- The Sunday Times - Homeowners happy to take a chance on interest rates
- The Times Mortgages: move quick for the best deals
- The Sunday Times - Prepare for rates increase
- The Sunday Times - Last chance to make most of mortgage offsetting
- The Times - Interest- only deals are becoming more scarce
- BBC online - How to get the best deal
- Mortgage Strategy - A stabilising market is good news
- Mortgage Strategy - Good news for B2L as Skipton returns to sector
- Financial Times - High street lenders hold the key to your mansion
- March (11)
- Financial Times - Lenders push for lower risk borrowers
- Mortgage Strategy - Look to future with an interest rate rise
- Mortgage Strategy - Brokers lukewarm towards Lloyds' council scheme for first-time buyers
- The Sunday Times - Lloyds aims to cut out brokers
- The Times - Help me to get finances on track
- The Times - First-time buyers told to be wary as house prices could fall by 20%
- Financial Times - Lenders offer flexible remortgage deals
- The Times - Be wary of mortgage lenders bearing ‘gifts’
- The Times - Return of the bridging loan, but is it a wise move?
- The Sunday Times - How banks got rich on low rates
- The Times - Borrowers lent money that they had no hope of repaying
- February (13)
- The Times - Northern Rock returns to 90% mortgages
- Financial Times - Small societies beat the big banks
- Mortgage Strategy - Profits will prompt specialist return
- The Sunday Times - Borrowers hit as deals dry up
- Mortgage Strategy - Halifax pulls in opposite direction by reducing fixed rates
- The Times - Money market moves make home loans more expensive
- The Times - Bricks & Mortar - Best buys are short-lived
- Financial Times - Mortgage lenders rush to reprice loans
- BBC Online - Fixed rate mortgages 'becoming more expensive'
- The Times - Buy-to-let lending rules relaxed
- Financial Times - Kensington offers 85% LTV buy-to-let deals
- Mortgage Strategy - A flurry of activity on the product front
- The Times - Mortgages: the only way is up - for the moment
- January (10)
- BBC News - Your Money
- The Sunday Times - £1m-plus homes boom boosts property market
- The Times - What’s next for mortgage rates?
- Daily Mail - Inflation rise will spark scramble to grab a fixed rate mortgage
- The Sunday Times - Homeowners in race to fix deals
- Financial Times - Fix now before deals are dropped
- The Times - Thanks for the loan, Dad
- The Sunday Times - State-backed banks rate mortgage rates
- The Sunday Times - Beware of secret mortgage traps
- Financial Times - Private banks maintain their appetite to lend
- 2010 (108)
- December (14)
- Mortgage Strategy - Life just got tougher for university goers
- The Sunday Times - Grab a cheap mortgage before low rates vanish
- The Times - Is your home improvement adding value?
- BBC Online - Mortgage shift for first-time buyers
- The Times - Solving the property puzzle of 2011
- Mortgage Strategy - Shapps needs to be aware of problems
- Mortgage Strategy - Industry worries as NatWest bans interest only for first-time buyers
- The Sunday Times - RBS blow for first timers on interest-only mortgages
- Financial Times - Lenders bridge gap on upmarket houses
- Daily Mail - Halifax hikes its home loans
- BBC online - House prices fall again in November, says Nationwide
- Mortgage Strategy - Now is the time to offer high LTV deals
- The Sunday Times - Invasion of the foreign lenders
- The Sunday Times - Beat the mortgage drought
- November (7)
- Mortgage Strategy - An odd FSA speech about bank changes
- Financial Times - Lenders impose interest-only limits
- Financial Times - Lenders target remortgage borrowers
- The Sunday Times - Nationwide weighs up demand for superloans
- The Times - How you could be refused a mortgage for taking a holiday
- The Times - The big drought in affordable homes
- Mortgage Strategy - Great rates but they come with deadlines
- October (17)
- The Sunday Times - I can’t buy and I can’t move house
- The Times - The FSA's new lending rules for next year make the future look bleak for many homeowners
- The Times - Finding a decent mortgage can be an arduous quest
- BBC - Radio 5 live breakfast
- The Daily Mail - Woolwich starts interest-only crackdown
- Mortgage Strategy - Competition for low fixed rates hots up
- Mortgage Strategy - Woolwich makes interest-only changes
- BBC Online - Student debts squeeze mortgages
- The Daily Telegraph - Growing student debt stopping first-time buyers stepping on property ladder
- The Times - Borrowers to be tempted by Barclays’ escape plan
- The Sunday Times - Time to fix your mortgage costs
- Daily Mail - Clean up your credit rating - as banks become even pickier about choosing their customers
- The Sunday Times - Taxman to see your secrets & five day mortgage offer
- Financial Times - Private banks get creative
- Mortgage Strategy - Coventry cuts rates by up to 0.90%
- Daily Mail - Buy-to-let lender declares: We’re open for business
- Mortgage Strategy - Lenders urged to offer higher LTVs
- September (12)
- BBC Radio 5 live - Wake Up To Money
- BBC website - Paragon returns to buy-to-let market
- Times online - Skipton to withdraw 95% LTV mortgage
- The Sunday Times - Rate rises spark fresh fears for home loans
- The Times - EU moots a cooling-off period for home loans
- The Times - Lloyds takes harder line on buy-to-lets
- Financial Times - Lloyds restricts lending on buy-to-let portfolios
- Mortgage Strategy - Northern Rock increases tracker rates
- Mortgage Strategy - HSBC fails to break into top five lender league
- BBC Online - Why loyalty matters to banks
- The Sunday Times - Bank turns down the ‘perfect borrowers’
- The Sunday Times - Thousands face interest-only trap
- August (13)
- The Daily Mail - Should you fix your mortgage for five years?
- Financial Times - Leeds BS offers five-year mortgage at 3.94%
- The Times - Homeowners prepare for the worst as rate fears gather pace
- Financial Times - Barclays launches “loyalty mortgages”
- The Daily Mail - How to use your home to dodge the top rate of tax
- Financial Times - Rates cut on trackers and fixed deals
- Financial Times - Northern Rock cuts mortgage fee to £99
- Mortgage Strategy - Concern grows for interest-only as Coventry scraps it for first-timers
- The Sunday Times - Northern Rock cuts rates as buy-tolet market starts to thaw
- The Daily Mail - State banks clobber first time buyers with high mortgage rates
- The Sunday Times - Tips to beat the squeeze and secure that mortgage
- Mortgage Strategy - Time for lenders to give FTBs a chance
- BBC Online - Mortgage deals still being rationed by lenders
- July (26)
- The Daily Mail - Should you fix your mortgage for five years?
- The Sunday Times - New mortgage crackdown will ‘push up cost of borrowing’
- The Times - Keep track of the best new home loans
- The Sunday Times - How lenders are becoming more like credit card firms
- The Sunday Times - Rush to fix mortgages despite inflation optimism
- Financial Times - Homeowners in fixed-rate dilemma
- The Times - Lenders turn backs on interest only borrowers
- Financial Times - Homeowners in fixed-rate dilemma
- The Sunday Times - Millionaire mortgages hit the high street
- Financial Times - Fancy fixing your mortgage for a decade?
- The Sunday Times - Money made easy... SVR's
- Times online - Money Surgery: house prices and mortgages
- The Times - Borrowers face new hurdles as lenders bring in tougher rules
- The Sunday Times - Lloyds loan with a sting in the tail
- The Financial Times - Lenders launch wave of ‘best buy’ deals
- The Times - Death knell sounded for interest-only mortgages
- BBC Online - Post Office steps up mortgage offer
- Financial Times - Lloyds cracks down on interest-only mortgages
- The Times - Lenders provide boost for landlords
- The Sunday Times - It's high time now to reduce your mortgage payments
- The Sunday Times - Customers lose out as banks return to profit
- BBC Online - UK housing market then and now
- The Times - A fixed-rate or tracker loan? Enjoy the best of both
- Financial Times - Halifax ups rates for interest-only
- The Times - Mortgage rates fall further as criteria eases
- The Times - Building societies push rates higher
- June (1)
- May (3)
- April (3)
- March (8)
- The Sunday Times - Banks continue to hold back on home loans
- The Sunday Times - Is property poised for a post-poll recovery?
- BBC Radio 5 Live - Mortgage rates falling
- Times Online - Cheaper deals for borrowers with small deposits
- The Sunday Times - Threat to ‘bank of mum and dad’
- Times Online - Building societies push rates higher
- The Sunday Times - The recession is over... time to be cautious
- The Times - Thousands face rate jump in coming weeks
- February (1)
- January (3)
- December (14)
- 2009 (31)
- November (8)
- The Times - Estate agents force buyers to use costly inhouse mortgage deals
- Times Online - New deal for "near-prime" borrowers
- The Sunday Times - Mortgage rates up ahead of ‘double dip’
- BBC News - Negative equity escape deal offer
- Times Online - 125 per cent loans to homemovers
- Times Online - New players raise hopes of mortgage rate competition
- Times Online - Mortgage rates fall but loan restrictions tighten
- The Sunday Times - Act fast on home loans
- October (3)
- September (10)
- The Times - HSBC promises help for desperate first-time buyers
- The Sunday Times - Halifax devalues property prices
- The Sunday Times - When you are better off ditching the middleman
- The Times - Fee-free deals can cost more in the long run
- The Sunday Times - Mortgage rates fall but there are still catches
- The Sunday Times - Lenders won't follow HSBC
- The Scotsman - Mortgage market boosted by rate reductions
- Times Online - HSBC deal raises hopes of mortgage price war
- BBC News - HSBC launches 1.99% mortgage deal
- The Sunday Times - Beware flexible mortgage trap
- August (10)
- Times Online - Building society borrowers face higher SVR's
- The Sunday Times - End of the road for super-low trackers
- Times Online - Fixed-rate deals improve for first-time buyers
- The Sunday Times - Top tips to get a mortgage
- The Times - Is the mortgage freeze finally thawing?
- Times Online - Nationwide cuts mortgage rates
- The Sunday Times - Loans curb at RBS
- Radio 5 live - Wake up to money
- The Sunday Times - Return of the foreign banks
- BBC News - Gloomy outlook for mortgage costs
- November (8)
Categories
- The Times and The Sunday Times
- Financial Times
- BBC News
- Mortgage Strategy
- Daily Mail and Mail on Sunday
Best Buys
Residential Mortgage
Mortgage details: Fixed rate at 1.95% until 31/10/2015
Subsequent rate: 4%
The Overall Cost for Comparison: 3.9% APR**
Early Repayment Charges: 3% until 31/10/2015
Maximum Loan to Value: 40% – Arrangement fee: £1,495
Minimum Loan £25, 000 – Maximum loan £1,499,999
Compulsory Insurances: None – Interest Charged: Daily
Incentives:
10% overpayments per annum.
Free valuation and legal fees for remortgages when using Optima Legal Services.
Last updated: May 17, 2013
Buy To Let Mortgage
Mortgage details: Term tracker rate at 3.88%.
The Overall Cost for Comparison: 4.1% APR.**
Early Repayment Charges: 1% in year one.
Maximum Loan to Value: 70% – Arrangement fee: £1,895
Minimum Loan £25, 000 – Maximum loan – £500,000
Compulsory Insurances: None – Interest Charged: Daily
Mortgage Incentives:
Low term tracker rate with limited early repayment charges. Mortgages available up to £10 million, although the arrangement fees are more expensive.
Arrangement fee
For mortgages between £500,000 and £1 million, the arrangement fee is £3,195. Mortgages over £1 million and under £1.5 million the fee is 0.5%. For mortgages between £1.5 million and £10 million the fee increases to 1%.
Current account - You will need to open one of the lenders current accounts to service the mortgage repayments.
Last updated: May 17, 2013
Contact Us
Call us on 020 7016 0790, or leave your contact details below. One of our expert advisors will be in touch shortly.
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To get a free mortgage quote, or arrange a meeting with one of our expert advisers, call Trinity Financial on 020 7016 0790. Alternatively, enquire using our online form or send an email to enquiries@trinityfinancialgroup.co.uk
Trinity Financial is a trading name of Trinity FG Ltd who is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £500 plus we will receive commission from the lender. Alternatively you could pay a fee of 1% of the loan amount, with a minimum of £1000.00 and you can receive the commission from the lender.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
The Financial Conduct Authority does not regulate some forms of buy to lets.
The Financial Conduct Authority does not regulate Tax Planning, Will Writing, Conveyancing or Debt Management