Virgin Money still offering five times salary mortgages

Aaron Strutt Image

Virgin Money for Intermediaries is one of the few lenders still offering to lend up to five times salary mortgages.

Many of the high-street banks and building societies have reduced the amount they will lend over the last six month but Virgin Money still has a generous policy.

Aaron Strutt, product manager at Trinity Financial, says: “Some of the lenders don’t offer five-times salary mortgages to first-time buyers anymore and others expect applicants to have lots of equity in their property.

“Virgin has got some really competitive rates and they are happy to lend to clients if they are self-employed or running a limited company.

“Virgin is so confident it can act quickly and secure a fast mortgage offer, it has taken the unusual step of offering cash back as a service guarantee. The bank will pay customers £100 if their mortgage offer isn’t produced within 10 working days.

If you would like help to secure a fast mortgage offer, call Trinity on 020 7016 0790.

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