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Nationwide Building Society has raised its maximum mortgage loan size for borrowers with 5% deposits. 

In a move designed to cater for borrowers buying more expensive properties the society increased the maximum mortgage size from £250,000 to £350,000.

Aaron Strutt, product director at Trinity Financial, says: “There is a wide selection of lenders offering 5% deposit mortgages and the rates are competitively priced. Nationwide’s change brings it more in line with some of its competitors but they still offer much larger mortgages to qualifying borrowers.”

NatWest offers a £570,000 maximum loan if you have a 5% deposit although the application is capped at four times either single or joint salaries. Santander’s maximum loan is also £570,000 with a 5% deposit and the income multiple is limited to 4.5 times salary for first-time buyers.

Barclays maximum loan size if you have a 5% deposit is £500,000 and the income multiple is capped at 5.5 salary for premier customers. Halifax’s limit is £500,000 and there are income multiple restrictions.

Call Trinity Financial on 020 7016 0790 to secure a low deposit mortgage

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